Travel Rewards
Rewards
Odyssey® Gold Visa*
Desjardins Group
Secure RateBuddy connection · Application completed on Desjardins Group’s site
Annual Fee
$110
Purchase APR
20.90%
Cash Advance
21.90%
RateBuddy Verdict
The Good
- Industry-leading 60 days of comprehensive travel medical insurance, plus coverage for grandchildren.
- Includes robust travel coverages like Auto Rental Collision and Trip Cancellation for a reasonable $110 fee.
- Offers 50% off lounge access at Montréal-Trudeau International Airport.
The Trade-offs
- The 2% BONUSDOLLARS earning rate on dining and recurring bills is capped at a very low $6,000 combined annual spend.
- The base earning rate on non-category purchases is uncompetitive at 0.65%.
- Lounge access benefit is restricted to a single airport (Montréal-Trudeau).
Rewards & Earnings
Dining
2%
Travel
2%
Recurring Bills
2%
Base Rate
0.65%
Rewards Summary:
• 2% in BONUSDOLLARS on Entertainment and Alternative transportation
• Up to 2% on Restaurants & Pre-authorized payments (capped at $6,000 annual spend)
• Up to 2% on Travel (capped at $15,000 annual spend)
• 0.65% on all other purchases
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Travel Medical Insurance
Travel Medical (up to 60 days)
Introductory 0% APR on Balance Transfers
Airport Lounge Access (Odyssey Lounge 50% off)
Mobile Device Insurance
Mobile Device Insurance (Up to $1,000)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included (48 days)
Trip Cancellation/Interruption Insurance
Trip Cancellation included
Extended Warranty Insurance
Extended Warranty (Up to 1 extra year)
Purchase Security Insurance
Purchase Security (90 days)
Baggage Delay/Loss Insurance
Baggage Delay/Loss included
Insurance Coverage
• Comprehensive Travel Medical (up to 60 days, includes grandchildren)
• Trip Cancellation & Baggage Coverage
• Auto Rental Collision and Loss Damage Insurance (up to 48 days)
• Mobile Device Insurance (up to $1,000)
• Purchase Protection (90 days)
• Extended Warranty (up to 1 additional year)
Rates, Fees & Eligibility
| Purchase APR | 20.90% |
|---|---|
| Cash Advance APR | 21.90% |
| Annual Fee | $110 |
| Supplementary Card Fee | $30 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
Rewards
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