Travel Rewards
Business
Rewards
Marriott Bonvoy Business American Express Card
American Express(Canada)
Current Welcome Offer
Up to 80,000 Bonus Marriott Bonvoy points
Annual Fee
$150
Purchase APR
21.99%
Cash Adv. APR
21.99%
Welcome Bonus
~$550
RateBuddy Verdict
The Good
- The Annual Free Night Award is highly valuable and often worth significantly more than the $150 annual fee.
- Generous 3X earn rate on business essentials like gas, dining, and travel.
- Includes 15 Elite Night Credits annually to fast-track your way to Marriott Gold or Platinum status.
The Trade-offs
- Does not provide travel medical insurance, which is a common feature on other travel-focused Amex cards.
- Supplementary cards for employees come with a $50 annual fee each.
Rewards & Earnings
Groceries 2.00%
Dining & Takeout 3.00%
Gas & Transit 3.00%
Travel 3.00%
Base Rate 2.00%
Rewards Summary: Earn 5X points on Marriott purchases; 3X points on gas, dining, and travel; 2X points on everything else.
- Marriott Bonvoy Hotels: 5X Points
- Gas, Dining & Travel: 3X Points
- All Other Purchases: 2X Points
Welcome Bonus Details
Earn 5X points on Marriott purchases. Includes an Annual Free Night Award and 15 Elite Night Credits.
Estimated Value: $550.00
Features & Benefits
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
Flight Delay Insurance
Flight delay up to $500
Baggage Delay/Loss Insurance
Baggage delay up to $500
Hotel Status Benefits
Marriott Bonvoy Silver Elite Status
Special Event Access (e.g., Front Of The Line)
Front Of The LineĀ® access
Common Carrier Accident Insurance
Travel Accident Insurance up to $500,000
Hotel/Motel Burglary Insurance
Hotel Burglary up to $500
Employee Cards
Employee Card Misuse Protection included
Additional Perks
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Insurance Coverage
Employee Card Misuse Protection
Up to $100,000 of coverage per Cardmember for unauthorized charges by employees.
Flight and Baggage Delay
Flight/Boarding Denial (>4 hours): Up to $500. Baggage Delay (>6 hours): Up to $500.
Car Rental Theft & Damage
Coverage for MSRP up to $85,000 for rentals of 48 days or less.
Hotel Burglary & Lost Baggage
Burglary: Up to $500. Lost/Stolen Baggage: Up to $500 per trip.
Travel Accident Insurance
Up to $500,000 of Accidental Death and Dismemberment Insurance.
Purchase Protection & Buyer's Assurance
Protection for 90 days (up to $1,000). Extended warranty doubles up to one additional year.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $150 |
| Supplementary Card | $50.00 |
| Income Required | No specific requirement listed. |