Cash Back
No Annual Fee
Rewards
PC® World Mastercard®
PC Financial
Current Welcome Offer
Earn 50,000 bonus PC Optimum™ points
Annual Fee
$0
Purchase APR
21.99%
Cash Adv. APR
22.97%
Welcome Bonus
~$50
RateBuddy Verdict
The Good
- Doubles the earn rate on groceries compared to the basic card, with no annual fee.
- Excellent 3.5% return when shopping at Shoppers Drug Mart.
The Trade-offs
- Requires a $50,000 personal income to qualify.
- Still does not include travel emergency medical or car rental insurance.
Rewards & Earnings
Groceries 2.00%
Dining & Takeout 1.00%
Gas & Transit 2.00%
Travel 1.00%
Base Rate 1.00%
Rewards Summary: • 3.5% back in points at Shoppers Drug Mart® and Pharmaprix®
• 2% back in points at PC grocery stores
• 2% back in points at Joe Fresh®
• At least 3¢ / litre back in points at Esso™ and Mobil™ stations
• 1% back in points on dining, transit, and everywhere else
- Shoppers Drug Mart & Pharmaprix: 3.5% (35 pts/$1)
- Grocery Stores (Loblaws, etc.): 2% (20 pts/$1)
- Joe Fresh: 2% (20 pts/$1)
- Esso & Mobil Fuel: At least 3¢ / litre
- Everywhere Else: 1% (10 pts/$1)
Welcome Bonus Details
Enjoy 50,000 bonus PC Optimum™ points when you apply for the no annual fee PC® Mastercard®.
Estimated Value: $50.00
Features & Benefits
No Annual Fee
$0 No Annual Fee
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Concierge Service
Concierge Services included
Additional Perks
- :
- :
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Insurance Coverage
Purchase Assurance
first 90 days when you pay in full with your PC Insiders™ World Elite® Mastercard®7
Extended Warranty
Doubles the manufacturer’s regular warranty for up to an additional year on eligible items purchased with your PC Insiders™ World Elite® Mastercard®7
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.97% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Foreign Tx Fee | 2.50% |
| Income Required |
Personal: $50,000 Household: $80,000 |