Travel Rewards
Rewards
RBC Avion Visa Infinite
RBC Royal Bank
Current Welcome Offer
Get up to 55,000 Avion points (max travel value of $1,100), that’s up to 3 round trip flights
Annual Fee
$120
Purchase APR
20.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$1100
RateBuddy Verdict
The Good
- Unrivaled redemption flexibility via the Air Travel Grid.
- Includes 4 complimentary airport lounge visits globally via the Visa Airport Companion Program.
- Points never expire and can be transferred to other major loyalty programs (WestJet, British Airways).
- The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users, offering massive first-year value.
- Comprehensive travel insurance suite including trip cancellation and interruption.
- Features a highly comprehensive insurance package, covering everything from Trip Cancellation to Mobile Devices.
- Aventura points are highly flexible, never expire, and can be used for flights, hotels, or to pay down your balance.
The Trade-offs
- The $120 annual fee is rarely waived for the first year.
- Requires a strict minimum personal income of $60,000 or household income of $100,000 to qualify.
- Base earn rate of 1 point per $1 is outperformed by some premium competitors.
- The 1.5x points earn rate on gas and groceries is slightly lower than some competing premium travel cards on the market.
Rewards & Earnings
Groceries 1.50%
Dining & Takeout 1.00%
Gas & Transit 1.50%
Travel 2.00%
Base Rate 1.00%
Rewards Summary: Travel via CIBC Rewards: 2 pts per $1; Gas, EV, Groceries & Drugstores: 1.5 pts per $1; Base Earn: 1 pt per $1; Lounge Access: 4 free visits via Visa Airport Companion; Perks: 12-month Skip+ free trial
- Travel via CIBC Rewards Centre: 2.0 pts/$1
- Gas, EV, Groceries & Drugstores: 1.5 pts/$1
- All Other Purchases: 1.0 pt/$1
Welcome Bonus Details
Get up to 55,000 Avion points (max travel value of $1,100), that’s up to 3 round trip flights
Estimated Value: $1100.00
Features & Benefits
Airport Lounge Access
4 complimentary visits via Visa Airport Companion
Travel Medical Insurance
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Up to $1,500 coverage
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
NEXUS Application Fee Rebate
One NEXUS application fee rebate every 4 years
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Hotel Status Benefits
Visa Infinite Exclusive Offers
Common Carrier Accident Insurance
Up to $500,000 coverage
Hotel/Motel Burglary Insurance
Included
Additional Perks
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Insurance Coverage
Emergency Medical: Included; Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: $500,000; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $120 |
| Supplementary Card | $50.00 |
| Income Required |
Personal: $60,000 Household: $100,000 |