RBC Avion Visa Infinite
Travel Rewards Rewards

RBC Avion Visa Infinite

RBC Royal Bank RBC Royal Bank
Welcome Bonus: Get up to 55,000 Avion points (max travel value of $1,100), that’s up to 3 round trip flights Exp: Jun 15, 2026
Annual Fee $120
Purchase APR 20.99%
Cash Advance 22.99%
Bonus Value $1,100

RateBuddy Verdict

The Good
  • Unrivaled redemption flexibility via the Air Travel Grid.
  • Includes 4 complimentary airport lounge visits globally via the Visa Airport Companion Program.
  • Points never expire and can be transferred to other major loyalty programs (WestJet, British Airways).
  • The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users, offering massive first-year value.
  • Comprehensive travel insurance suite including trip cancellation and interruption.
  • Features a highly comprehensive insurance package, covering everything from Trip Cancellation to Mobile Devices.
  • Aventura points are highly flexible, never expire, and can be used for flights, hotels, or to pay down your balance.
The Trade-offs
  • The $120 annual fee is rarely waived for the first year.
  • Requires a strict minimum personal income of $60,000 or household income of $100,000 to qualify.
  • Base earn rate of 1 point per $1 is outperformed by some premium competitors.
  • The 1.5x points earn rate on gas and groceries is slightly lower than some competing premium travel cards on the market.

Rewards & Earnings

Groceries 1.50%
Dining 1%
Gas 1.50%
Travel 2%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Travel via CIBC Rewards: 2 pts per $1; Gas, EV, Groceries & Drugstores: 1.5 pts per $1; Base Earn: 1 pt per $1; Lounge Access: 4 free visits via Visa Airport Companion; Perks: 12-month Skip+ free trial

Welcome Bonus Details

Get up to 55,000 Avion points (max travel value of $1,100), that’s up to 3 round trip flights

Estimated Value: $1,100
Expires: Jun 15, 2026

Features & Benefits

Airport Lounge Access
4 complimentary visits via Visa Airport Companion
Travel Medical Insurance
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Up to $1,500 coverage
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
NEXUS Application Fee Rebate
One NEXUS application fee rebate every 4 years
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Hotel Status Benefits
Visa Infinite Exclusive Offers
Common Carrier Accident Insurance
Up to $500,000 coverage
Hotel/Motel Burglary Insurance
Included

Insurance Coverage

Emergency Medical: Included; Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: $500,000; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included

Rates, Fees & Eligibility

Purchase APR20.99%
Cash Advance APR22.99%
Annual Fee$120
Supplementary Card Fee$50
Income Required Personal: $60,000
Household: $100,000
Recommended Credit Score—

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