Low Interest
No Annual Fee
RBC RateAdvantage Visa
RBC Royal Bank
Secure RateBuddy connection · Application completed on RBC Royal Bank’s site
Annual Fee
$0
Purchase APR
9.44%
Cash Advance
9.44%
RateBuddy Verdict
The Good
- One of the lowest interest rates available from a Big Five bank.
- No annual fee makes it a cost-effective safety net.
The Trade-offs
- Completely lacks a rewards or cash back program.
- Variable rate (Prime + 4.99%) means costs increase if the Bank of Canada raises rates.
Rewards & Earnings
Base Rate
—
Rewards Summary:
Base Earn: None; Avion Rewards: Access to 2,000+ merchant offers; Petro-Canada: 3¢/L fuel savings + 20% more points; Rexall: 50 Be Well pts per $1; DoorDash: 6-month free DashPass
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
No Annual Fee
Extended Warranty Insurance
Purchase Security Insurance
Insurance Coverage
Auto Rental Collision: Included; Travel Accident: $250,000; Purchase Security: 90 Days; Extended Warranty: +1 Year; Mobile Device/Medical: Not Included
Rates, Fees & Eligibility
| Purchase APR | 9.44% |
|---|---|
| Cash Advance APR | 9.44% |
| Annual Fee | $0 |
| Supplementary Card Fee | $0 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Low Interest
No Annual Fee
Secure RateBuddy connection