RateBuddy Verdict
The Good
- Offers an exceptional effective 3% return on all purchases for Rogers customers when redeeming cash back against their Rogers/Fido/Shaw bill.
- Includes 5 free Roam Like Home days annually, which is a rare and highly valuable perk for a no-fee card.
- Earns 2% cash back on U.S. dollar purchases, helping to offset the standard 2.5% foreign transaction fee.
The Trade-offs
- Base earn rate drops to a standard 1% if you do not have an active Rogers, Fido, Shaw, or Comwave service.
- Does not include any standard complimentary travel or purchase insurances.
- The highest value (3%) is entirely locked into the Rogers ecosystem redemption multiplier.
Rewards & Earnings
Base Rate
2%
Rewards Summary:
• Earn 2% cash back on all eligible purchases if you have an eligible Rogers, Fido, Shaw, or Comwave service (otherwise 1%)
• Get a 1.5x redemption bonus when applying cash back to Rogers bills (makes the 2% earn rate a 3% value)
• Earn 2% cash back on U.S. dollar purchases
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
No Annual Fee
No Annual Fee
Insurance Coverage
• Optional Add-on: Rogers Account Protection (Not included by default)
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Balance Transfer APR | 22.99% |
| Annual Fee | $0 |
| Supplementary Card Fee | $0 |
| Foreign Transaction Fee | 2.50% |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Cash Back
No Annual Fee
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