Cash Back
No Annual Fee
Rogers Red World Mastercard®
Rogers Bank
Annual Fee
$0
Purchase APR
21.99%
Cash Adv. APR
22.99%
RateBuddy Verdict
The Good
- Offers an exceptional effective 3% return on all purchases for Rogers customers when redeeming cash back against their Rogers/Fido/Shaw bill.
- Provides valuable retail coverage with Purchase Protection and Extended Warranty, unlike the base tier card.
- Includes 5 free Roam Like Home days annually, adding significant value for travelers using Rogers mobile networks.
The Trade-offs
- Requires a moderate minimum income of $50,000 personal or $80,000 household to qualify.
- Base earn rate drops significantly to a standard 1% if you do not have an active Rogers, Fido, Shaw, or Comwave service.
- Does not include any complimentary travel medical or trip delay insurances.
Rewards & Earnings
Base Rate 2.00%
Rewards Summary: • Earn 2% cash back on all eligible purchases if you have an eligible Rogers, Fido, Shaw, or Comwave service (otherwise 1%)
• Get a 1.5x redemption bonus when applying cash back to Rogers bills (makes the 2% earn rate a 3% value)
• Earn 2% cash back on U.S. dollar purchases
- Eligible Rogers Customers: 2% cash back on all eligible purchases
- Non-Rogers Customers: 1% cash back on eligible purchases
- USD Purchases: 2% cash back on U.S. dollar purchases
- Rogers Redemption Bonus: 1.5x value when redeeming cash back towards eligible Rogers, Fido, Shaw or Comwave purchases (yields 3% effective return)
Welcome Bonus Details
Features & Benefits
No Annual Fee
No Annual Fee
Extended Warranty Insurance
Extended Warranty Included
Purchase Security Insurance
Purchase Protection Included
Additional Perks
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Insurance Coverage
Purchase Protection
Included at no extra cost. Underwritten by CUMIS General Insurance Company.
Extended Warranty Insurance
Included at no extra cost. Underwritten by CUMIS General Insurance Company.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Balance Transfer APR | 22.99% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Foreign Tx Fee | 2.50% |
| Income Required |
Personal: $50,000 Household: $80,000 |