Cash Back
Student
Secured Cards
Secured Neo Mastercard
Neo Financial
Guaranteed, instant approval* with access to your virtual card to start using immediately
Start building with Canada’s first credit card designed to grow with you. Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit.
Annual Fee
$96
Purchase APR
19.99%
Cash Advance
22.99%
RateBuddy Verdict
Editorial analysis is being prepared for this card.
Rewards & Earnings
Groceries
1%
Gas
1%
Base Rate
0%
Rewards details are not available yet. Review the provider terms for full reward rules.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Good for building or rebuilding credit
Student Friendly
Newcomer Friendly
Everyday Cash Back
Insurance Coverage
See provider site for full insurance coverage details.
Rates, Fees & Eligibility
| Purchase APR | 19.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $96 |
| Supplementary Card Fee | $10 |
| Foreign Transaction Fee | 3% |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | Poor |
User Reviews
Read community feedback or share your own experience with this card.
Help other RateBuddy visitors compare real cardholder experiences.
Reviews are moderated before publication. Avoid sharing account numbers, SIN, passwords, or private financial details.
Be the first to review
No public user reviews yet. Share your experience to help others compare this card.
Filed Under
Cash Back
Student
Secured Cards
Newcomer / New to Canada
View Offer
Secure provider site