Travel Rewards
Rewards
Gold Mastercard®
Servus Credit Union
Welcome Bonus:
Receive 5,000 Servus Circle Rewards points with a new Servus Gold Mastercard.
Annual Fee
$75
Purchase APR
20.99%
Bonus Value
$50
RateBuddy Verdict
The Good
- Offers a highly comprehensive travel insurance package including Emergency Medical, Trip Cancellation, and Car Rental CDW for a moderate fee.
- Welcome bonus of 5,000 points ($50 value) covers most of the first year's annual fee.
- Earns a straightforward 1% value on all eligible purchases, with unique redemption options like Circle Rewards GICs.
The Trade-offs
- Does not offer accelerated earn categories (multipliers) for everyday spending like groceries or gas.
- The $75 annual fee is not waived for the first year (though the Profit Share return softens it slightly).
Rewards & Earnings
Base Rate
1%
Rewards Summary:
• Earn 1 point for every $1 spent on eligible purchases (1% back in value)
• 25% of annual fee returned in Profit Share® Rewards Cash paid each year
• Unlimited earning potential with points that never expire
Welcome Bonus Details
Receive 5,000 Servus Circle Rewards points with a new Servus Gold Mastercard.
Estimated Value: $50
Features & Benefits
Travel Medical Insurance
Travel Emergency Medical Insurance included
Car Rental Collision/Loss Damage Waiver
Car Rental Collision Damage Waiver included
Trip Cancellation/Interruption Insurance
Trip Cancellation & Interruption Insurance included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier AD&D included
Insurance Coverage
• Travel Emergency Medical Insurance
• Trip Cancellation & Interruption Insurance
• Car Rental Collision Damage Waiver & Personal Effects
• Baggage Delay & Accidental Death Insurance
• Purchase Assurance and Extended Warranty
Rates, Fees & Eligibility
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | — |
| Annual Fee | $75 |
| Supplementary Card Fee | $0 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
Rewards
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