TD Aeroplan Visa Infinite Card
Travel Rewards Rewards

TD Aeroplan Visa Infinite Card

TD Canada Trust TD Canada Trust
Welcome Bonus: Earn up to 45,000 Aeroplan points + First-year fee waived.
Annual Fee $0
$139 after first year
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $1,450

RateBuddy Verdict

The Good
  • The free first checked bag perk covers the primary cardholder and up to 8 travel companions on Air Canada, saving families hundreds of dollars per trip.
  • Features an exceptional travel insurance package, including a 21-day medical term for those under 65 and up to $1,000 in Mobile Device coverage.
  • Provides a massive welcome bonus and waives the $139 annual fee in the first year, making it incredibly lucrative to test drive.
The Trade-offs
  • Requires a high minimum annual income of $60,000 (personal) or $100,000 (household) to qualify.
  • Despite being a premium travel card, it does not offer any complimentary airport lounge passes.
  • The earning multipliers are strictly limited to Gas, Groceries, and Air Canada; dining and all other purchases only earn the base 1 point per $1.

Rewards & Earnings

Groceries 1.50%
Dining 1%
Gas 1.50%
Travel 1.50%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Gas, Groceries & Air Canada: 1.5 Aeroplan points per $1; Base Earn: 1 pt per $1. Earn points twice at Aeroplan eStore.

Welcome Bonus Details

Earn up to $1,450 in value. Get 10,000 points on first purchase. Get 15,000 points after spending $3,000 in 90 days. Get an anniversary bonus of 20,000 points after spending $12,000 in 12 months. Plus, get a first-year annual fee rebate.

Estimated Value: $1,450

Features & Benefits

Travel Medical Insurance
Value: 2000000
First-Year Fee Waived
Free Checked bag
Value: 8
Mobile Device Insurance
Value: 1000
Car Rental Collision/Loss Damage Waiver
Trip Cancellation/Interruption Insurance
Extended Warranty Insurance
Value: 1
Purchase Security Insurance
Value: 90
Concierge Service
NEXUS Application Fee Rebate
Value: 100
Flight Delay Insurance
Value: 500
Baggage Delay/Loss Insurance
Value: 1000
Common Carrier Accident Insurance
Value: 500000
Hotel/Motel Burglary Insurance
Value: 2500

Insurance Coverage

Travel Medical: $2M (21 days under 65); Trip Cancellation/Interruption: $1.5k/$5k; Flight & Baggage Delay: Included; Car Rental Collision: 48 days; Hotel Burglary: $2,500; Mobile Device: $1,000; Purchase Security & Extended Warranty: Included.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$139
Supplementary Card Fee$75
Income Required Personal: $60,000
Household: $100,000
Recommended Credit Score—

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Travel Rewards Rewards
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