RateBuddy Verdict
The Good
Analysis in progress...
The Trade-offs
Analysis in progress...
Rewards & Earnings
Groceries 1.50%
Base Rate 0.50%
Rewards Summary: • 4% back in CT Money at Canadian Tire, Sport Chek, Mark’s, Atmosphere and more
• 1.5% back on Groceries (first $12,000/year, excludes Costco/Walmart)
• 5¢ per litre back on fuel at Gas+ and Petro-Canada
• 0.5% back on all other purchases
- Partner Stores: 4% (CT, Sport Chek, Mark’s, Party City, etc.)
- Groceries: 1.5% (Capped at $12,000 annual spend, excluding Costco/Walmart)
- Gasoline: 5¢ per litre at Gas+ and Petro-Canada
- Everything Else: 0.5%
Welcome Bonus Details
Features & Benefits
No Annual Fee
No Annual Fee
Introductory 0% APR on Purchases
24-Month 0% Financing at partner stores
Additional Perks
- :
- :
- :
Insurance Coverage
Standard liability protection included.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $0 |
| Foreign Tx Fee | 2.50% |
| Income Required | No specific requirement listed. |
Canadian Tire Bank