No Annual Fee
Premium / High-End
Rewards
Triangle World Elite Mastercard
Canadian Tire Bank
Annual Fee
$0
Purchase APR
21.99%
Cash Advance
22.99%
RateBuddy Verdict
The Good
- Includes a premium Roadside Assistance Gold Plan with an impressive 250km towing radius.
- The 24-month 0% interest financing plan for partner store purchases is an excellent budgeting tool.
- Features a strong 3% earn rate on groceries without an annual fee.
The Trade-offs
- Strict merchant exclusions for the 3% grocery rate (Walmart and Costco earn only 1%).
- CT Money rewards are restricted to redemptions within the Canadian Tire retail ecosystem.
Rewards & Earnings
Groceries
3%
Base Rate
1%
Rewards Summary:
• 4% back in CT Money at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City and more
• 3% back on Groceries (first $12,000/year, excludes Costco/Walmart)
• 5¢ - 7¢ per litre back on fuel at Gas+ and Petro-Canada
• 1% back on all other purchases
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
No Annual Fee
No Annual Fee
Car Rental Collision/Loss Damage Waiver
Car Rental CDW (31 days)
Purchase Security Insurance
Purchase Security (90 days)
Roadside Assistance
Roadside Assistance Gold (250km towing)
Introductory 0% APR on Purchases
24-month 0% Interest Financing
Insurance Coverage
• Purchase Security Insurance (90 days)
• Extended Warranty
• Car Rental Collision/Loss Damage Waiver (31 days)
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.50% |
| Grace Period | 26 days |
| Income Required |
Personal: $80,000 Household: $150,000 |
| Recommended Credit Score | — |
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Filed Under
No Annual Fee
Premium / High-End
Rewards
View Offer
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