Triangle World Elite Mastercard
No Annual Fee Premium / High-End Rewards

Triangle World Elite Mastercard

Canadian Tire Bank
Annual Fee $0
Purchase APR 21.99%
Cash Adv. APR 22.99%

RateBuddy Verdict

The Good
  • Includes a premium Roadside Assistance Gold Plan with an impressive 250km towing radius.
  • The 24-month 0% interest financing plan for partner store purchases is an excellent budgeting tool.
  • Features a strong 3% earn rate on groceries without an annual fee.
The Trade-offs
  • Strict merchant exclusions for the 3% grocery rate (Walmart and Costco earn only 1%).
  • CT Money rewards are restricted to redemptions within the Canadian Tire retail ecosystem.

Rewards & Earnings

Groceries 3.00%
Base Rate 1.00%
Rewards Summary: • 4% back in CT Money at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City and more • 3% back on Groceries (first $12,000/year, excludes Costco/Walmart) • 5¢ - 7¢ per litre back on fuel at Gas+ and Petro-Canada • 1% back on all other purchases
  • Partner Stores: 4% (CT, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, etc.)
  • Grocery Stores: 3% (On first $12,000/year; excludes Walmart/Costco. Drops to 1% thereafter)
  • Premium Fuel: 7¢ per litre at Gas+ and Petro-Canada
  • Regular Fuel: 5¢ per litre at Gas+ and Petro-Canada
  • Everything Else: 1% (Excludes cash transactions)

Welcome Bonus Details

Features & Benefits

No Annual Fee
No Annual Fee
Car Rental Collision/Loss Damage Waiver
Car Rental CDW (31 days)
Purchase Security Insurance
Purchase Security (90 days)
Roadside Assistance
Roadside Assistance Gold (250km towing)
Introductory 0% APR on Purchases
24-month 0% Interest Financing
Additional Perks
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Insurance Coverage

Purchase Security
Protection for 90 days in the event of loss, damage, or theft for most items.
Extended Warranty
Extended coverage underwritten by Assurant.
Car Rental Collision/Loss Damage
Coverage for eligible rental vehicles up to 31 consecutive days.

Rates & Fees Details

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$0
Foreign Tx Fee2.50%
Income Required Personal: $80,000
Household: $150,000

Filed Under

No Annual Fee Premium / High-End Rewards