Travel Rewards
Student
WestJet RBC Mastercard
RBC Royal Bank
Current Welcome Offer
Get up to 10,000 WestJet points, that's a value of up to $100 off travel.
Annual Fee
$39
Purchase APR
20.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$100
RateBuddy Verdict
The Good
- Very low annual fee ($39) for a card that includes an annual companion voucher.
- No minimum income requirement makes it accessible to students and newcomers.
The Trade-offs
- Does not include the free checked bag benefit found on the premium tier.
- Lower earn rate (1%) on non-WestJet purchases compared to the World Elite version.
Rewards & Earnings
Dining & Takeout 1.50%
Travel 1.50%
Base Rate 1.00%
Rewards Summary: WestJet/Sunwing: 1.5 pts per $1; Dining & Food Delivery: 1.5 pts per $1; Digital Subscriptions & Streaming: 1.5 pts per $1; Digital Games: 1.5 pts per $1; Base Earn: 1 pt per $1; Voucher: Annual round-trip for $199 (requires $2,500 annual spend); Partner: Petro-Canada 3¢/L savings
- Travel & Lifestyle: 1.5 pts/$1
- Everyday Spending: 1.0 pt/$1
- Voucher Exchange: 25% solo discount or 5k pts
Welcome Bonus Details
Up to 10,000 WestJet points: 5k on first purchase + 5k after $1,000 spend in first 3 months. Points never expire.
Estimated Value: $100.00
Features & Benefits
See provider site for full feature list.
Additional Perks
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Insurance Coverage
Mobile Device Insurance: $1,000 coverage; Travel Accident: $500,000; Auto Rental Collision: Included; Delayed Baggage: $500; Hotel Burglary: $2,500; Purchase Security: 90 days; Extended Warranty: +1 Year
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $39 |
| Supplementary Card | $19.00 |
| Income Required | No specific requirement listed. |