Travel Rewards
WestJet RBC World Elite Mastercard
RBC Royal Bank
Current Welcome Offer
Get up to 45,000 WestJet points, that's a value of up to $450 off travel.
Annual Fee
$139
Purchase APR
20.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$450
RateBuddy Verdict
The Good
- Annual World Elite companion voucher (starting at $119) provides massive travel savings.
- First checked bag is free for the primary cardholder and up to 8 guests on the same reservation.
The Trade-offs
- Rewards are strictly tied to the WestJet/Sunwing ecosystem, limiting flexibility.
- High minimum income requirement ($80k personal or $150k household).
Rewards & Earnings
Groceries 2.00%
Gas & Transit 2.00%
Travel 2.00%
Base Rate 1.50%
Rewards Summary: WestJet/Sunwing: 2 pts per $1; Grocery/Gas/EV: 2 pts per $1; Transit/Rideshare: 2 pts per $1; Base Earn: 1.5 pts per $1; Status Lift: $200 qualifying spend per $5k; Redemption: No expiry, start at 2,500 pts; Partner: Petro-Canada 3¢/L savings
- WestJet & Sunwing: 2.0%
- Grocery & Transit: 2.0%
- Everything Else: 1.5%
Welcome Bonus Details
Get up to 45,000 WestJet points, that's a value of up to $450 off travel.
Estimated Value: $450.00
Features & Benefits
Free Checked bag
Mobile Device Insurance
Up to $1,000 coverage
Additional Perks
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Insurance Coverage
Emergency Medical: Out of Province/Country; Mobile Device: Included (New); Trip Cancellation: Included (New); Trip Interruption: Included; Flight Delay: Included; Rental Car Collision: Included; Hotel Burglary: Included; Purchase Security: 90 Days
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $139 |
| Supplementary Card | $59.00 |
| Income Required |
Personal: $80,000 Household: $150,000 |