Travel Rewards
WestJet RBC World Elite Mastercard
RBC Royal Bank
Welcome Bonus:
Get up to 45,000 WestJet points, that's a value of up to $450 off travel.
Annual Fee
$139
Purchase APR
20.99%
Cash Advance
22.99%
Bonus Value
$450
RateBuddy Verdict
The Good
- Annual World Elite companion voucher (starting at $119) provides massive travel savings.
- First checked bag is free for the primary cardholder and up to 8 guests on the same reservation.
The Trade-offs
- Rewards are strictly tied to the WestJet/Sunwing ecosystem, limiting flexibility.
- High minimum income requirement ($80k personal or $150k household).
Rewards & Earnings
Groceries
2%
Gas
2%
Travel
2%
Base Rate
1.50%
Rewards Summary:
WestJet/Sunwing: 2 pts per $1; Grocery/Gas/EV: 2 pts per $1; Transit/Rideshare: 2 pts per $1; Base Earn: 1.5 pts per $1; Status Lift: $200 qualifying spend per $5k; Redemption: No expiry, start at 2,500 pts; Partner: Petro-Canada 3¢/L savings
Welcome Bonus Details
Get up to 45,000 WestJet points, that's a value of up to $450 off travel.
Estimated Value: $450
Features & Benefits
Free Checked bag
Mobile Device Insurance
Up to $1,000 coverage
Insurance Coverage
Emergency Medical: Out of Province/Country; Mobile Device: Included (New); Trip Cancellation: Included (New); Trip Interruption: Included; Flight Delay: Included; Rental Car Collision: Included; Hotel Burglary: Included; Purchase Security: 90 Days
Rates, Fees & Eligibility
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $139 |
| Supplementary Card Fee | $59 |
| Income Required |
Personal: $80,000 Household: $150,000 |
| Recommended Credit Score | — |
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