Odyssey® Gold Visa*
Travel Rewards Rewards

Odyssey® Gold Visa*

Desjardins Group Desjardins Group
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Annual Fee $110
Purchase APR 20.90%
Cash Advance 21.90%

RateBuddy Verdict

The Good
  • Industry-leading 60 days of comprehensive travel medical insurance, plus coverage for grandchildren.
  • Includes robust travel coverages like Auto Rental Collision and Trip Cancellation for a reasonable $110 fee.
  • Offers 50% off lounge access at Montréal-Trudeau International Airport.
The Trade-offs
  • The 2% BONUSDOLLARS earning rate on dining and recurring bills is capped at a very low $6,000 combined annual spend.
  • The base earning rate on non-category purchases is uncompetitive at 0.65%.
  • Lounge access benefit is restricted to a single airport (Montréal-Trudeau).

Rewards & Earnings

Dining 2%
Travel 2%
Recurring Bills 2%
Base Rate 0.65%
Rewards Summary: • 2% in BONUSDOLLARS on Entertainment and Alternative transportation • Up to 2% on Restaurants & Pre-authorized payments (capped at $6,000 annual spend) • Up to 2% on Travel (capped at $15,000 annual spend) • 0.65% on all other purchases

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

Travel Medical Insurance
Travel Medical (up to 60 days)
Introductory 0% APR on Balance Transfers
Airport Lounge Access (Odyssey Lounge 50% off)
Mobile Device Insurance
Mobile Device Insurance (Up to $1,000)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included (48 days)
Trip Cancellation/Interruption Insurance
Trip Cancellation included
Extended Warranty Insurance
Extended Warranty (Up to 1 extra year)
Purchase Security Insurance
Purchase Security (90 days)
Baggage Delay/Loss Insurance
Baggage Delay/Loss included

Insurance Coverage

• Comprehensive Travel Medical (up to 60 days, includes grandchildren) • Trip Cancellation & Baggage Coverage • Auto Rental Collision and Loss Damage Insurance (up to 48 days) • Mobile Device Insurance (up to $1,000) • Purchase Protection (90 days) • Extended Warranty (up to 1 additional year)

Rates, Fees & Eligibility

Purchase APR20.90%
Cash Advance APR21.90%
Annual Fee$110
Supplementary Card Fee$30
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards Rewards
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