Odyssey® Visa Infinite Privilege*
Travel Rewards Low Interest Balance Transfer

Odyssey® Visa Infinite Privilege*

Desjardins Group Desjardins Group
Apply Now
Secure RateBuddy connection · Application completed on Desjardins Group’s site
Annual Fee $295
Purchase APR 11.90%
Cash Advance 12.90%

RateBuddy Verdict

The Good
  • Stellar 4% return on dining, entertainment, and transit, plus 3% on groceries.
  • Offers an exceptionally low 11.9% standard purchase interest rate, virtually unheard of for an ultra-premium rewards card.
  • Elite perks including 24/7 concierge service, luxury hotel benefits, and 12 complimentary lounge passes.
The Trade-offs
  • Requires a very high minimum income of $150,000 (personal) or $200,000 (household) to apply.
  • The annual fee is steep, particularly if you are not an existing Desjardins member ($395 vs. $295).

Rewards & Earnings

Groceries 3%
Dining 4%
Travel 3%
Base Rate 1.50%
Rewards Summary: • 4% in BONUSDOLLARS on Restaurants, Entertainment, and Alternative transportation • 3% in BONUSDOLLARS on Groceries • Up to 3% on Travel (capped at $25,000 annual spend) • 1.5% on all other purchases

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

Travel Medical Insurance
Travel Medical (up to 60 days)
Introductory 0% APR on Balance Transfers
Airport Lounge Access (12 Odyssey Passes + Visa Airport Companion)
Mobile Device Insurance
Mobile Device Insurance (Up to $1,500)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included (48 days)
Trip Cancellation/Interruption Insurance
Trip Cancellation included
Extended Warranty Insurance
Extended Warranty (Triples up to 2 extra years)
Purchase Security Insurance
Purchase Security (180 days)
Low Purchase Interest
Low Purchase Interest (11.9%)
Baggage Delay/Loss Insurance
Baggage Delay/Loss included

Insurance Coverage

• Comprehensive Travel Medical (up to 60 days, includes grandchildren) • Trip Cancellation & Upgraded Baggage Coverage • Auto Rental Collision and Loss Damage Insurance (up to 48 days) • Mobile Device Insurance (up to $1,500) • Purchase Protection (180 days) • Extended Warranty (Triples up to 2 additional years)

Rates, Fees & Eligibility

Purchase APR11.90%
Cash Advance APR12.90%
Annual Fee$295
Supplementary Card Fee$95
Grace Period21 days
Income Required Personal: $150,000
Household: $200,000
Recommended Credit Score—

Cardholder Reviews

A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.

Filed Under

Travel Rewards Low Interest Balance Transfer
Apply Now
Secure RateBuddy connection