Odyssey® World Elite® Mastercard®
Travel Rewards Balance Transfer

Odyssey® World Elite® Mastercard®

Desjardins Group Desjardins Group
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Annual Fee $130
Purchase APR 20.90%
Cash Advance 21.90%

RateBuddy Verdict

The Good
  • Industry-leading 60 days of comprehensive travel medical insurance, which even covers grandchildren.
  • Fantastic lounge benefits: 8 free passes to the Desjardins Odyssey Lounge, plus a Mastercard Travel Pass membership.
  • Strong 3% earn rate on groceries and dining, combined with a 1% base rate.
The Trade-offs
  • Strict minimum income requirements ($80,000 personal or $150,000 household) to qualify.
  • The 3% BONUSDOLLARS earning rate on groceries is capped at a low $10,000 annual spend.
  • The 3% earning rate on dining is strictly capped at $6,000 annual spend.

Rewards & Earnings

Groceries 3%
Dining 3%
Travel 2%
Base Rate 1%
Rewards Summary: • Up to 3% in BONUSDOLLARS on Groceries (capped at $10,000 annual spend) • Up to 3% in BONUSDOLLARS on Restaurants (capped at $6,000 annual spend) • Up to 2% on Travel (capped at $20,000 annual spend) • 2% on Entertainment and Alternative transportation • 1% on all other purchases

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

Travel Medical Insurance
Travel Medical (up to 60 days)
Introductory 0% APR on Balance Transfers
Airport Lounge Access (8 Odyssey Passes + DragonPass)
Mobile Device Insurance
Mobile Device Insurance (Up to $1,500)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included (48 days)
Trip Cancellation/Interruption Insurance
Trip Cancellation included
Extended Warranty Insurance
Extended Warranty (Up to 2 extra years)
Purchase Security Insurance
Purchase Security (120 days)
Baggage Delay/Loss Insurance
Baggage Delay/Loss included

Insurance Coverage

• Comprehensive Travel Medical (up to 60 days, includes grandchildren) • Trip Cancellation & Baggage Coverage • Auto Rental Collision and Loss Damage Insurance (up to 48 days) • Mobile Device Insurance (up to $1,500) • Purchase Protection (120 days) • Extended Warranty (up to 2 additional years)

Rates, Fees & Eligibility

Purchase APR20.90%
Cash Advance APR21.90%
Annual Fee$130
Supplementary Card Fee$40
Grace Period21 days
Income Required Personal: $80,000
Household: $150,000
Recommended Credit Score—

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Filed Under

Travel Rewards Balance Transfer
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