Home Trust Equityline® Visa
Low Interest No Annual Fee

Home Trust Equityline® Visa

Home Trust Home Trust
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Secure RateBuddy connection · Application completed on Home Trust’s site
Annual Fee $0
Purchase APR 6.99%
Cash Advance 6.99%

RateBuddy Verdict

The Good
  • Offers massive credit limits (up to $1,000,000) by securing the card against your home equity.
  • Features highly competitive, variable interest rates (6.99%–13.99%) that are significantly lower than standard credit cards.
  • Charges absolutely no foreign exchange fees on international purchases.
  • Allows cash advances up to 100% of your credit limit without a prepayment penalty.
The Trade-offs
  • Because it is secured by your home, defaulting on payments puts your property at risk.
  • Interest rates are variable and dependent on your credit and collateral, meaning the lowest rate is not guaranteed.
  • Does not offer any cash back or travel rewards.

Rewards & Earnings

Base Rate —
Rewards details are not available yet. Review the provider terms for full reward rules.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Annual Fee
No Annual Fee
No Foreign Transaction Fees
0% Foreign Transaction Fee
Purchase Security Insurance
Purchase Security (90 days)
Low Purchase Interest
Low Purchase Interest (Variable 6.99% - 13.99%)

Insurance Coverage

• Purchase Security Insurance (90 days)

Rates, Fees & Eligibility

Purchase APR6.99%
Cash Advance APR6.99%
Annual Fee$0
Foreign Transaction Fee0%
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Low Interest No Annual Fee
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