Travel Rewards Business Rewards

Marriott Bonvoy Business American Express Card

American Express(Canada) American Express(Canada)
Welcome Bonus: Up to 80,000 Bonus Marriott Bonvoy points
Annual Fee $150
Purchase APR 21.99%
Cash Advance 21.99%
Bonus Value $550

RateBuddy Verdict

The Good
  • The Annual Free Night Award is highly valuable and often worth significantly more than the $150 annual fee.
  • Generous 3X earn rate on business essentials like gas, dining, and travel.
  • Includes 15 Elite Night Credits annually to fast-track your way to Marriott Gold or Platinum status.
The Trade-offs
  • Does not provide travel medical insurance, which is a common feature on other travel-focused Amex cards.
  • Supplementary cards for employees come with a $50 annual fee each.

Rewards & Earnings

Groceries 2%
Dining 3%
Gas 3%
Travel 3%
Recurring Bills 2%
Base Rate 2%
Rewards Summary: Earn 5X points on Marriott purchases; 3X points on gas, dining, and travel; 2X points on everything else.

Welcome Bonus Details

Earn 5X points on Marriott purchases. Includes an Annual Free Night Award and 15 Elite Night Credits.

Estimated Value: $550

Features & Benefits

Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
Flight Delay Insurance
Flight delay up to $500
Baggage Delay/Loss Insurance
Baggage delay up to $500
Hotel Status Benefits
Marriott Bonvoy Silver Elite Status
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Common Carrier Accident Insurance
Travel Accident Insurance up to $500,000
Hotel/Motel Burglary Insurance
Hotel Burglary up to $500
Employee Cards
Employee Card Misuse Protection included

Insurance Coverage

Includes Flight/Baggage Delay, Hotel Burglary, Car Rental Theft/Damage, Travel Accident, Employee Card Misuse Protection ($100k), and standard shopping protections.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR21.99%
Annual Fee$150
Supplementary Card Fee$50
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards Business Rewards
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