No Annual Fee
Rewards
More Rewards RBC Visa
RBC Royal Bank
Current Welcome Offer
Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!
Annual Fee
$0
Purchase APR
20.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$30
RateBuddy Verdict
The Good
Analysis in progress...
The Trade-offs
Analysis in progress...
Rewards & Earnings
Dining & Takeout 5.00%
Gas & Transit 5.00%
Base Rate 3.00%
Rewards Summary: Partner Locations: 5 pts per $1 (Save-On-Foods, Urban Fare, etc.); Dining & Gas: 5 pts per $1; EV Charging: 5 pts per $1; Base Earn: 3 pts per $1; Welcome Bonus: 20,000 pts ($30 value); Petro-Canada: 3¢/L savings + 20% more points
- Partner Groceries & Dining: 5.0 pts/$1
- Gas & EV Charging: 5.0 pts/$1
- All Other Purchases: 3.0 pts/$1
Welcome Bonus Details
Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!
Estimated Value: $30.00
Features & Benefits
No Annual Fee
Mobile Device Insurance
Extended Warranty Insurance
Purchase Security Insurance
Insurance Coverage
Mobile Device Insurance: $1,000 coverage (2 years); Purchase Security: Included (90 days / $50k annual cap); Extended Warranty: Included (+1 year); Travel/Medical: Not Included
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Income Required | No specific requirement listed. |