Travel Rewards
No Annual Fee
Rewards
More Rewards RBC Visa Infinite
RBC Royal Bank
Current Welcome Offer
Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!
Annual Fee
$0
Purchase APR
20.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$30
RateBuddy Verdict
The Good
- Unbeatable 8x earn rate at More Rewards partner locations (Save-On-Foods, etc.).
- Aggressive 8x earn rate at More Rewards partner locations like Save-On-Foods.
- No annual fee for an "Infinite" tier card is highly unusual and high-value.
- Unique $0 annual fee for an Infinite tier card.
The Trade-offs
- Rewards are localized; if you do not shop at More Rewards partners, the value drops significantly.
- Limited geographical utility; best value is restricted to Western Canada.
- High household income required for an Infinite-tier product.
Rewards & Earnings
Dining & Takeout 8.00%
Gas & Transit 8.00%
Base Rate 4.00%
Rewards Summary: Partner Locations: 8 Points per $1; Gas & Dining: 8 Points per $1; Base Earn: 4 Points per $1
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Welcome Bonus Details
Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!
Estimated Value: $30.00
Features & Benefits
No Annual Fee
Mobile Device Insurance
Extended Warranty Insurance
Purchase Security Insurance
Insurance Coverage
Mobile Device: Included; Travel Accident: Included; Purchase Security: Included; Extended Warranty: Included
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Income Required | No specific requirement listed. |