RateBuddy Verdict
The Good
- Highest Avion earn rate at 1.25 points per $1 on all purchases.
- Includes 6 complimentary global airport lounge visits per year.
- Access to dedicated VIP airport lanes and premium concierge services.
The Trade-offs
- Very high annual fee ($399) and restrictive income requirements ($200k household).
Rewards & Earnings
Base Rate 1.25%
Rewards Summary: Base Earn: 1.25 Points per $1; Travel: 1.25 Points per $1; Lounge Access: 6 Complimentary Global Visits/Year; Airport Services: Dedicated VIP Security Lane (select airports); Global Entry/NEXUS: Application fee rebate; Private Jet: Exclusive access via partner programs
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Welcome Bonus Details
Get up to 70,000 Avion points, that's a travel value of up to $1,500.
Estimated Value: $1500.00
Features & Benefits
Airport Lounge Access
Value: 6
Travel Medical Insurance
Mobile Device Insurance
Up to $1,500 coverage
Trip Cancellation/Interruption Insurance
NEXUS Application Fee Rebate
Application fee rebate every 48 months
Baggage Delay/Loss Insurance
Additional Perks
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Insurance Coverage
Emergency Medical: Unlimited; Trip Cancellation: $5,000/person; Trip Interruption: $5,000/person; Flight Delay: $500 (4+ hours); Lost/Stolen Baggage: $500; Mobile Device: $1,500 coverage; Burglary: $2,500 coverage
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $399 |
| Supplementary Card | $99.00 |
| Income Required | Household: $200,000 |