Travel Rewards
RBC British Airways Visa Infinite
RBC Royal Bank
Welcome Bonus:
Get up to 60,000 Avios
Annual Fee
$165
Purchase APR
20.50%
Cash Advance
22.99%
Bonus Value
$900
RateBuddy Verdict
The Good
- Exclusive 10% discount on British Airways flights departing from Canada.
- Accelerated earn rate of 3 Avios per $1 on British Airways purchases.
- Ability to earn a "Companion Award Voucher" with $30,000 in annual spend.
The Trade-offs
- Higher than average annual fee ($165) for an Infinite-tier card.
- Avios value is highly dependent on BA availability and fuel surcharges.
Rewards & Earnings
Dining
2%
Travel
3%
Base Rate
1%
Rewards Summary:
BA Purchases: 3 Avios per $1; Dining & Food Delivery: 2 Avios per $1; Base Earn: 1 Avios per $1; Flight Discount: 10% off British Airways flights; Companion Voucher: Earned at $30k annual spend (50% Avios discount for solo flyers); Partner: Oneworld Alliance global access
Welcome Bonus Details
Up to 60,000 bonus Avios: Enough for a return Reward Flight to London from all Canadian destinations.
Estimated Value: $900
Features & Benefits
Travel Medical Insurance
Flight Delay Insurance
Insurance Coverage
Emergency Medical: $5M (15 days); Trip Cancellation: $1,500/person; Trip Interruption: $2,500/person; Flight Delay: $250 (4+ hours); Auto Rental Collision: Included; Purchase Security: 90 days; Extended Warranty: +1 Year
Rates, Fees & Eligibility
| Purchase APR | 20.50% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $165 |
| Supplementary Card Fee | $75 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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