Travel Rewards
US Dollar Cards
RBC U.S. Dollar Visa Gold
RBC Royal Bank
Secure RateBuddy connection · Application completed on RBC Royal Bank’s site
Annual Fee
$65
Purchase APR
20.99%
Cash Advance
22.99%
RateBuddy Verdict
The Good
- Directly avoids the 2.5% foreign transaction fee on USD purchases.
- Earns 1 Avion point per $1 USD spent, which is excellent for a currency-specific card.
The Trade-offs
- Annual fee of $65 USD is steep if not used frequently.
- Requires a USD bank account to pay off the balance without incurring conversion fees elsewhere.
Rewards & Earnings
Base Rate
1%
Rewards Summary:
USD Spend: 1 Point per $1 USD; No FX Fee: 0% on USD transactions; Redemption: Standard Avion Air Travel Schedule; Link: Petro-Canada savings included
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Trip Cancellation/Interruption Insurance
Insurance Coverage
Trip Cancellation: $2,500/person; Trip Interruption: $2,500; Travel Accident: $500,000; Auto Rental: Included; Purchase Security: Included; Extended Warranty: Included
Rates, Fees & Eligibility
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $65 |
| Supplementary Card Fee | $30 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
US Dollar Cards
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