Cash Back
Travel Rewards
Premium / High-End
Rogers Red World Legend™ Mastercard
Rogers Bank
Current Welcome Offer
Contest Entry: Apply and get approved by May 29, 2026, for a chance to win a Priceless Experience at the McLaren Technology Centre in England.
Annual Fee
$495
Purchase APR
21.99%
Cash Adv. APR
22.99%
RateBuddy Verdict
The Good
- A true travel powerhouse offering 0% foreign transaction fees combined with a 2% global earn rate for Rogers customers.
- Loaded with luxury lifestyle perks, including 6 free Plaza Premium lounge passes, Soho Friends membership, and Avis President's Club.
- The $200 annual Rogers Entertainment Credit significantly offsets the high annual fee if you utilize Rogers cable or streaming packages.
- Features top-tier insurance limits, including 21 days of emergency medical coverage (under 65), 120 days of purchase protection, and 2 extra years of warranty.
The Trade-offs
- Carries a massive $495 annual fee and an additional $95 fee for supplementary cards.
- Has incredibly strict eligibility requirements: you must earn $150,000 personally or $200,000 as a household to qualify.
Rewards & Earnings
Base Rate 2.00%
Rewards Summary: • Earn 2% cash back globally on all eligible purchases if you have an eligible Rogers service (otherwise 1.5%)
• 0% Foreign Transaction Fees (saving you 2.5% on all foreign purchases)
• Get a 1.5x redemption bonus when applying cash back to Rogers bills (makes the 2% earn rate a 3% value)
- Eligible Rogers Customers: 2% cash back on all eligible purchases globally
- Non-Rogers Customers: 1.5% cash back on all eligible purchases globally
- Rogers Redemption Bonus: 1.5x value when redeeming cash back towards eligible Rogers, Fido, Shaw or Comwave purchases
Welcome Bonus Details
Contest Entry: Apply and get approved by May 29, 2026, for a chance to win a Priceless Experience at the McLaren Technology Centre in England.
Features & Benefits
No Foreign Transaction Fees
0% Foreign Transaction Fee
Airport Lounge Access
6 Plaza Premium Lounge Passes
Travel Medical Insurance
Emergency Travel Medical (21 days under 65)
Car Rental Collision/Loss Damage Waiver
Car Rental Collision and Loss Damage Included
Metal Card
Premium Metal Card
Extended Warranty Insurance
Extended Warranty (2 years)
Purchase Security Insurance
Purchase Protection (120 days)
Concierge Service
Mastercard Concierge (24/7)
Flight Delay Insurance
Flight Delay Insurance Included
Baggage Delay/Loss Insurance
Baggage Insurance Included
Common Carrier Accident Insurance
Common Carrier Travel Accident Included
Hotel/Motel Burglary Insurance
Hotel Burglary Insurance Included
Additional Perks
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Insurance Coverage
Emergency Travel Medical
Coverage for 21 days if under 65 years of age, or 5 days if 65-75 years of age.
Flight & Baggage Delay
Flight Delay Insurance and Baggage Insurance included.
Rental Car Coverage
Car Rental Collision and Loss Damage Insurance included.
Travel Accident & Burglary
Common Carrier Travel Accident Insurance and Hotel Burglary Insurance included.
Purchase Protection
Protects eligible items against theft/damage for 120 days from purchase.
Extended Warranty
Doubles the manufacturer's warranty for up to 2 additional years.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Balance Transfer APR | 22.99% |
| Annual Fee | $495 |
| Supplementary Card | $95.00 |
| Foreign Tx Fee | 0.00% |
| Income Required |
Personal: $150,000 Household: $200,000 |