Scotiabank Passport Visa Infinite Card
Travel Rewards Premium / High-End

Scotiabank Passport Visa Infinite Card

Scotiabank Scotiabank
Welcome Bonus: Earn up to 60,000 bonus Scene+ points with minimum spend.
Annual Fee $150
Purchase APR 20.99%
Cash Advance 22.99%
Bonus Value $1,500

RateBuddy Verdict

The Good
  • Charges no foreign transaction fees (saving you 2.5% on all non-CAD purchases), making it perfect for international travel.
  • Includes an impressive 6 complimentary airport lounge passes per year via the Visa Airport Companion Program.
  • Features a comprehensive and robust suite of travel insurance, including $2 Million in Emergency Medical coverage.
The Trade-offs
  • Requires a minimum personal income of $60,000 or a household income of $100,000 to qualify.
  • Base earn rate on non-category spending is low (1 point per $1 spent).
  • Has a high $150 annual fee (though it can be waived with an eligible Scotiabank account).

Rewards & Earnings

Groceries 3%
Dining 2%
Gas 1%
Travel 1%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Sobeys, Safeway, IGA, Foodland & more: 3 Scene+ points per $1; Dining, Transit & other Groceries: 2 points per $1; Entertainment: 2 points per $1; Travel: 1 point per $1 (Extra 3 points via Scene+ Travel); Base Earn: 1 point per $1.

Welcome Bonus Details

Earn up to 60,000 bonus Scene+ points. Also includes no annual fee on your first supplementary card.

Estimated Value: $1,500

Features & Benefits

No Foreign Transaction Fees
Save 2.5% on foreign currency transactions
Airport Lounge Access
6 complimentary airport lounge visits annually
Travel Medical Insurance
Up to $2 million CAD for primary cardholder, spouse, and dependents
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Concierge Service
24/7 complimentary concierge service
Flight Delay Insurance
Up to $500 per insured person
Baggage Delay/Loss Insurance
Up to $1,000
Common Carrier Accident Insurance
Up to $500,000 coverage
Hotel/Motel Burglary Insurance
Up to $1,000 coverage

Insurance Coverage

Emergency Medical: $2M; Trip Cancellation/Interruption: Included; Flight Delay & Lost Luggage: Included; Car Rental Collision: Included; Hotel Burglary: Included; Common Carrier: $500k; Purchase Security & Extended Warranty: Included.

Rates, Fees & Eligibility

Purchase APR20.99%
Cash Advance APR22.99%
Annual Fee$150
Supplementary Card Fee$50
Income Required Personal: $60,000
Household: $100,000
Recommended Credit Score—

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Filed Under

Travel Rewards Premium / High-End
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