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Travel Rewards
Premium / High-End
Rewards
Scotiabank® Passport® Visa Infinite +* Card
Scotiabank®
Earn up to $1,250 in first year welcome offers, rewards and savings*
Welcome Bonus:
Earn up to $1,250 in first-year welcome offers, rewards and savings,* including up to 35,000 bonus Scene+ points.
Exp: Nov 1, 2026
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$125 cash rebate
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Annual Fee
$150
Purchase APR
20.99%
Cash Advance
22.99%
Bonus Value
$1,250
RateBuddy Verdict
RateBuddy Take
The Scotiabank Passport® Visa Infinite +* Card is a compelling premium travel card for Canadians looking for meaningful travel benefits and flexible Scene+ rewards. With no foreign transaction fees, six complimentary airport lounge visits, extensive travel insurance and strong earning opportunities in popular spending categories, the card offers a well-rounded combination of everyday rewards and travel value. The current offer of up to $1,250 in first-year welcome offers, rewards and savings adds even more potential value for eligible new cardholders.*
The Good
- No foreign transaction fees and six complimentary airport lounge visits can provide meaningful value for Canadians who travel or regularly make purchases in foreign currencies.
- Earn up to 4 Scene+ points per $1 on eligible hotels and car rentals booked through Scene+ Travel, 3 points at participating Scene+ grocery partners, and 2 points on other eligible groceries, dining, entertainment and transit.
- Includes extensive travel and purchase insurance, a free first supplementary card, GigSky mobile-data benefits and potential annual-fee rebates with eligible Scotiabank banking packages.
The Trade-offs
- The card charges a $150 annual fee, and the standard purchase interest rate is 20.99%, making it less suitable for cardholders who regularly carry an outstanding balance.
- Earning the complete 35,000 bonus Scene+ points requires two spending thresholds: $2,000 in eligible purchases within the first three months for 25,000 points and $40,000 in eligible annual purchases for the additional 10,000 points.
- General eligible travel and most other eligible purchases earn only 1 Scene+ point per $1. The accelerated 3X and 2X earn rates apply only to qualifying categories and are limited to the first $50,000 in qualifying purchases per calendar year.
Rewards & Earnings
Base Rate
—
Rewards Summary:
Earn Scene+ points on eligible purchases, including 3 points per $1 at participating Scene+ grocery partners; 2 points per $1 at other eligible grocery stores and on eligible dining, entertainment and transit purchases; and 1 point per $1 on all other eligible purchases. Eligible travel earns 1 point per $1, plus 3 additional points per $1 on eligible hotels and car rentals booked through Scene+ Travel, Powered by Expedia. Accelerated 3X and 2X earn rates apply to the first $50,000 in qualifying purchases per calendar year, after which the regular 1-point rate applies. Cardholders can also earn 10,000 annual bonus points after $40,000 in eligible annual purchases and another 2,000 points for every additional $10,000 spent during the same annual period.*
Welcome Bonus Details
Open a new account between August 4 and November 1, 2026. Earn 25,000 bonus Scene+ points after at least $2,000 in eligible purchases are posted within the first three months. Plus, earn an annual 10,000-point bonus after at least $40,000 in eligible purchases during the applicable 12-month annual period. Points are generally credited approximately eight weeks after qualification. Eligibility restrictions and conditions apply.*
Estimated Value: $1,250
Expires: Nov 1, 2026
Features & Benefits
No Foreign Transaction Fees
Airport Lounge Access
Value: 6
Travel Medical Insurance
Value: 2000000
Car Rental Collision/Loss Damage Waiver
Value: 48
Trip Cancellation/Interruption Insurance
Value: 10000
Extended Warranty Insurance
Value: 1
Purchase Security Insurance
Value: 90
Concierge Service
Flight Delay Insurance
Value: 500
Baggage Delay/Loss Insurance
Value: 1000
Common Carrier Accident Insurance
Value: 500000
Hotel/Motel Burglary Insurance
Value: 1000
Annual fee rebate with selected account
Value: 150
Additional Perks
Travel and lifestyle benefits include no foreign transaction fees, six complimentary airport lounge visits, GigSky mobile-data benefits, eligible Shell fuel savings, Visa Infinite benefits and potential annual-fee rebates with eligible Scotiabank banking packages. Enrolment, spending requirements and other conditions may apply.*
Insurance Coverage
Built-in coverage includes travel emergency medical insurance, trip cancellation and interruption insurance, flight delay insurance, delayed and lost luggage insurance, rental-car collision/loss damage insurance, hotel/motel burglary insurance, common-carrier travel accident insurance, purchase security and extended warranty coverage. Coverage limits, eligibility requirements, payment requirements, exclusions and other conditions apply.*
Rates, Fees & Eligibility
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Balance Transfer APR | 22.99% |
| Annual Fee | $150 |
| Supplementary Card Fee | $0 |
| Foreign Transaction Fee | 0% |
| Income Required |
Personal: $60,000 Household: $100,000 |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
Premium / High-End
Rewards
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