Travel Rewards
Premium / High-End
Scotiabank Passport Visa Infinite Card
Scotiabank
Current Welcome Offer
Earn up to 60,000 bonus Scene+ points with minimum spend.
Annual Fee
$150
Purchase APR
20.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$1500
RateBuddy Verdict
The Good
- Charges no foreign transaction fees (saving you 2.5% on all non-CAD purchases), making it perfect for international travel.
- Includes an impressive 6 complimentary airport lounge passes per year via the Visa Airport Companion Program.
- Features a comprehensive and robust suite of travel insurance, including $2 Million in Emergency Medical coverage.
The Trade-offs
- Requires a minimum personal income of $60,000 or a household income of $100,000 to qualify.
- Base earn rate on non-category spending is low (1 point per $1 spent).
- Has a high $150 annual fee (though it can be waived with an eligible Scotiabank account).
Rewards & Earnings
Groceries 3.00%
Dining & Takeout 2.00%
Gas & Transit 1.00%
Travel 1.00%
Base Rate 1.00%
Rewards Summary: Sobeys, Safeway, IGA, Foodland & more: 3 Scene+ points per $1; Dining, Transit & other Groceries: 2 points per $1; Entertainment: 2 points per $1; Travel: 1 point per $1 (Extra 3 points via Scene+ Travel); Base Earn: 1 point per $1.
- Sobeys, Safeway, IGA, Foodland & Participating Co-ops: 3 Scene+ pts/$1
- Dining out, other Groceries, Entertainment & Transit: 2 Scene+ pts/$1
- Eligible Travel Purchases: 1 Scene+ pt/$1 (Extra 3 pts via Scene+ Travel)
- All other eligible purchases: 1 Scene+ pt/$1
Welcome Bonus Details
Earn up to 60,000 bonus Scene+ points. Also includes no annual fee on your first supplementary card.
Estimated Value: $1500.00
Features & Benefits
No Foreign Transaction Fees
Save 2.5% on foreign currency transactions
Airport Lounge Access
6 complimentary airport lounge visits annually
Travel Medical Insurance
Up to $2 million CAD for primary cardholder, spouse, and dependents
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Concierge Service
24/7 complimentary concierge service
Flight Delay Insurance
Up to $500 per insured person
Baggage Delay/Loss Insurance
Up to $1,000
Common Carrier Accident Insurance
Up to $500,000 coverage
Hotel/Motel Burglary Insurance
Up to $1,000 coverage
Additional Perks
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Insurance Coverage
Emergency Medical: $2M; Trip Cancellation/Interruption: Included; Flight Delay & Lost Luggage: Included; Car Rental Collision: Included; Hotel Burglary: Included; Common Carrier: $500k; Purchase Security & Extended Warranty: Included.
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $150 |
| Supplementary Card | $50.00 |
| Income Required |
Personal: $60,000 Household: $100,000 |