Top Pick
Travel Rewards
Premium / High-End
Rewards
Scotiabank® Passport® Visa Infinite Privilege* Card
Scotiabank®
Earn up to 80,000 bonus Scene+ points—up to $800 in value.*
Welcome Bonus:
Earn up to 80,000 bonus Scene+ points in your first 14 months—that’s up to $800 in value.*
Get Ratebuddy Cash Rebate
$150 cash rebate
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Annual Fee
$599
Purchase APR
20.99%
Cash Advance
22.99%
Bonus Value
$800
RateBuddy Verdict
RateBuddy Take
The Scotiabank Passport Visa Infinite Privilege Card offers an extensive premium travel package for frequent travellers who can make full use of its rewards and benefits. Cardholders receive a $250 annual Scene+ Travel credit, 10 complimentary lounge visits per cardholder, no foreign transaction fees and access to premium airport, hotel, dining and lifestyle experiences. Strong Scene+ earning and comprehensive travel insurance further support its premium positioning.
The Good
- Earn up to 80,000 bonus Scene+ points within the first 14 months, providing up to $800 in value, subject to applicable offer conditions.
- Receive a $250 annual Scene+ Travel credit, 10 complimentary lounge visits per cardholder annually and no foreign transaction fees.
- Includes up to $5 million in emergency medical coverage, extensive travel and purchase insurance, premium hotel benefits, airport services and 24/7 concierge assistance.
The Trade-offs
- The card has a $599 annual fee and a $199 annual fee for each supplementary card, although eligible Ultimate Package clients can receive a $150 annual-fee reduction.
- Applicants must meet a minimum personal income of $150,000, household income of $200,000, or have at least $400,000 in assets under management.
- The highest earn rate of up to 6 Scene+ points per $1 is limited to eligible hotels and car rentals booked through Scene+ Travel; other eligible purchases earn between 1 and 3 points per $1.
Rewards & Earnings
Base Rate
—
Rewards Summary:
Earn up to 6 Scene+ points per $1 on eligible hotels and car rentals booked through Scene+ Travel, 3 points per $1 on eligible travel purchases, 2 points per $1 on eligible dining and entertainment, and 1 point per $1 on all other eligible purchases. Redeem Scene+ points for travel, groceries, entertainment, eligible account credits and more. Redemption values and minimums vary.
Welcome Bonus Details
Earn up to 80,000 bonus Scene+ points within your first 14 months, providing up to $800 in value. Receiving the maximum bonus is subject to applicable offer requirements, eligibility restrictions and conditions.*
Estimated Value: $800
Features & Benefits
No Foreign Transaction Fees
Airport Lounge Access
Value: 10
Travel Medical Insurance
Value: 5000000
Mobile Device Insurance
Value: 1000
Car Rental Collision/Loss Damage Waiver
Value: 48
Trip Cancellation/Interruption Insurance
Value: 25000
Extended Warranty Insurance
Value: 2
Purchase Security Insurance
Value: 180
Concierge Service
Flight Delay Insurance
Value: 1000
Baggage Delay/Loss Insurance
Value: 2500
Priority Airport Services (Check-in, Boarding)
Special Event Access (e.g., Front Of The Line)
Common Carrier Accident Insurance
Value: 500000
Hotel/Motel Burglary Insurance
Value: 2500
Annual fee rebate with selected account
Value: 150
Additional Perks
Premium travel and lifestyle benefits include a $250 annual Scene+ Travel credit, 10 complimentary lounge visits per cardholder annually, no foreign transaction fees, exclusive airport services, premium hotel benefits, Avis President's Club membership, GigSky data plans, Visa Infinite Privilege experiences, 24/7 concierge service, up to 10¢/L in value at Shell, a $150 annual-fee reduction with an Ultimate Package and Scotia SelectPay. Conditions apply.
Insurance Coverage
Comprehensive built-in coverage includes up to $5 million in emergency medical insurance, trip cancellation and interruption insurance, flight and baggage protection, rental-car coverage, hotel burglary insurance, common-carrier accident insurance, up to $1,000 in Mobile Device Insurance, 180-day Purchase Security and Extended Warranty Protection for up to two additional years. Eligibility, payment requirements, limits and exclusions apply.
Rates, Fees & Eligibility
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $599 |
| Supplementary Card Fee | $199 |
| Foreign Transaction Fee | 0% |
| Income Required |
Personal: $150,000 Household: $200,000 |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
Premium / High-End
Rewards
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