Travel Rewards
No Annual Fee
Rewards
Scotiabank® Scene+™ Visa* Card
Scotiabank®
Earn up to 5,000 bonus Scene+ points in your first 3 months.* Pay No Annual Fee.
Welcome Bonus:
Earn up to 5,000 bonus Scene+ points in your first 3 months.* Pay No Annual Fee.
Exp: Nov 1, 2026
Exclusive Ratebuddy Cash Rebate
$100 cash rebate
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Annual Fee
$0
Purchase APR
21.99%
Cash Advance
22.99%
Bonus Value
$50
RateBuddy Verdict
RateBuddy Take
The Scotiabank Scene+ Visa Card is a practical no-annual-fee way to earn Scene+ points on everyday spending. Cardholders can earn accelerated points at participating Scene+ grocery partners, Home Hardware and Cineplex, plus up to 4 points per $1 on eligible hotels and car rentals booked through Scene+ Travel. Flexible redemption choices and partner benefits at Shell, Avis, Budget and GigSky add useful everyday and travel value.
The Good
- Pay no annual fee for the primary card or supplementary cards while earning Scene+ points on every eligible purchase.
- Earn 2 Scene+ points per $1 at participating Scene+ grocery partners, eligible Home Hardware locations and Cineplex, plus up to 4 points per $1 on eligible Scene+ Travel hotel and car-rental bookings.
- Redeem Scene+ points for groceries, travel, entertainment, eligible account credits and more, with additional partner benefits available through Shell, Avis, Budget and GigSky.
The Trade-offs
- Earning the complete 5,000-point offer requires at least $1,000 in eligible purchases within the first three months, and new-account eligibility restrictions apply.
- Purchases outside the accelerated Scene+ partner and eligible Scene+ Travel categories earn 1 Scene+ point per $1.
- Scotia Credit Card Protection is optional, so cardholders looking for embedded insurance benefits should review whether this card meets their needs.
Rewards & Earnings
Base Rate
—
Rewards Summary:
Earn Scene+ points on every eligible purchase: up to 4 points per $1 on eligible hotels and car rentals booked through Scene+ Travel, Powered by Expedia; 2 points per $1 at participating Scene+ grocery partners, eligible Home Hardware locations and Cineplex; and 1 point per $1 on all other eligible everyday purchases. Redeem points for groceries, travel, entertainment, eligible account credits and more. Some redemptions require a minimum number of points.
Welcome Bonus Details
Open a new Scotiabank® Scene+™ Visa* account between July 2 and November 1, 2026. Earn 2,500 bonus Scene+ points after $250 in eligible purchases within the first three months, plus another 2,500 points after reaching $1,000 in total eligible purchases during the same period. Points are generally credited approximately eight weeks after qualification if the account remains open and in good standing. Current or former primary or secondary Scotiabank personal credit-card holders within the past two years, card switchers and Scotiabank employees are not eligible. Other conditions apply.*
Estimated Value: $50
Expires: Nov 1, 2026
Features & Benefits
No Annual Fee
Student Friendly
Newcomer Friendly
Additional Perks
Enjoy no annual fee for primary and supplementary cards, get up to 10¢/L in value at participating Shell Canada stations, save up to 25% off eligible Avis and Budget base rates, access Scotia SelectPay options and receive 10% off eligible GigSky global mobile-data plans. Partner terms and conditions apply.
Insurance Coverage
Optional Scotia Credit Card Protection may help cover the card balance or monthly payments during eligible unexpected life events. Basic and Comprehensive Protection bundles are available. Enrollment, eligibility, coverage terms and conditions apply.
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Balance Transfer APR | 22.99% |
| Annual Fee | $0 |
| Supplementary Card Fee | $0 |
| Foreign Transaction Fee | 2.50% |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
No Annual Fee
Rewards
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