Top Pick
Featured
Sponsored
Cash Back
Student
Secured Cards
Secured Neo Mastercard
Neo Financial
Guaranteed, instant approval* with access to your virtual card to start using immediately
Start building with Canada’s first credit card designed to grow with you. Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit.
Ratebuddy Cash Rebate
$20 cash rebate
Get $20 Ratebuddy Cash Rebate
Secure RateBuddy connection · Application completed on Neo Financial’s site
Annual Fee
$120
Purchase APR
19.99%
Cash Advance
22.99%
RateBuddy Verdict
Editorial analysis is being prepared for this card.
Rewards & Earnings
Base Rate
—
Rewards Summary:
Earn up to 15% boosted cashback at thousands of partners across Canada.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Good for building or rebuilding credit
Student Friendly
Newcomer Friendly
Everyday Cash Back
Insurance Coverage
See provider site for full insurance coverage details.
Rates, Fees & Eligibility
| Purchase APR | 19.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $120 |
| Supplementary Card Fee | $10 |
| Foreign Transaction Fee | 3% |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | Poor |
Cardholder Reviews
A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.
Filed Under
Cash Back
Student
Secured Cards
Newcomer / New to Canada
Secure RateBuddy connection