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Secured Neo World Elite Mastercard
Neo Financial
No credit score requirement. Instant approval and access to virtual card to start using immediately
The Secured Neo World Elite® Mastercard lets you grow your credit history while unlocking premium perks and elevated cashback on your everyday spend.
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$50 cash rebate
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Annual Fee
$149
Purchase APR
19.99%
Cash Advance
22.99%
RateBuddy Verdict
Editorial analysis is being prepared for this card.
Rewards & Earnings
Groceries
5%
Dining
1%
Gas
3%
Travel
1%
Recurring Bills
4%
Base Rate
1%
Rewards Summary:
The Neo Secured World Elite Mastercard is available in multiple reward versions—Everywhere, Gas & Grocery, or Shop & Dine—so you can choose based on where you spend most. You can also earn up to 15% additional cashback at 10,000+ participating Neo partners. Reward rates, caps, partner offers, eligibility, and conditions vary by selected version and current offers.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Good for building or rebuilding credit
Newcomer Friendly
Everyday Cash Back
Travel Medical Insurance
World Elite Mastercard Benefits
Car Rental Collision/Loss Damage Waiver
Trip Cancellation/Interruption Insurance
Extended Warranty Insurance
Purchase Security Insurance
Flight Delay Insurance
Baggage Delay/Loss Insurance
Hotel/Motel Burglary Insurance
Insurance Coverage
See provider site for full insurance coverage details.
Rates, Fees & Eligibility
| Purchase APR | 19.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $149 |
| Supplementary Card Fee | $49 |
| Foreign Transaction Fee | 3% |
| Grace Period | 21 days |
| Income Required |
Personal: $80,000 Household: $150,000 |
| Recommended Credit Score | Poor |
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Filed Under
Cash Back
Travel Rewards
Secured Cards
Newcomer / New to Canada
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