Gold Mastercard®
Travel Rewards Rewards

Gold Mastercard®

Servus Credit Union Servus Credit Union
Welcome Bonus: Receive 5,000 Servus Circle Rewards points with a new Servus Gold Mastercard.
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Annual Fee $75
Purchase APR 20.99%
Bonus Value $50

RateBuddy Verdict

The Good
  • Offers a highly comprehensive travel insurance package including Emergency Medical, Trip Cancellation, and Car Rental CDW for a moderate fee.
  • Welcome bonus of 5,000 points ($50 value) covers most of the first year's annual fee.
  • Earns a straightforward 1% value on all eligible purchases, with unique redemption options like Circle Rewards GICs.
The Trade-offs
  • Does not offer accelerated earn categories (multipliers) for everyday spending like groceries or gas.
  • The $75 annual fee is not waived for the first year (though the Profit Share return softens it slightly).

Rewards & Earnings

Base Rate 1%
Rewards Summary: • Earn 1 point for every $1 spent on eligible purchases (1% back in value) • 25% of annual fee returned in Profit Share® Rewards Cash paid each year • Unlimited earning potential with points that never expire

Welcome Bonus Details

Receive 5,000 Servus Circle Rewards points with a new Servus Gold Mastercard.

Estimated Value: $50

Features & Benefits

Travel Medical Insurance
Travel Emergency Medical Insurance included
Car Rental Collision/Loss Damage Waiver
Car Rental Collision Damage Waiver included
Trip Cancellation/Interruption Insurance
Trip Cancellation & Interruption Insurance included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier AD&D included

Insurance Coverage

• Travel Emergency Medical Insurance • Trip Cancellation & Interruption Insurance • Car Rental Collision Damage Waiver & Personal Effects • Baggage Delay & Accidental Death Insurance • Purchase Assurance and Extended Warranty

Rates, Fees & Eligibility

Purchase APR20.99%
Cash Advance APR—
Annual Fee$75
Supplementary Card Fee$0
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards Rewards
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