Low Interest
Low Rate Mastercard®
Servus Credit Union
Secure RateBuddy connection · Application completed on Servus Credit Union’s site
Annual Fee
$30
Purchase APR
12.99%
RateBuddy Verdict
The Good
- Features an excellent low purchase interest rate of 12.99%.
- Servus returns 25% of the $30 annual fee as Profit Share Rewards Cash each year.
- Supplemental cards can be added for $0.
The Trade-offs
- Does not offer a traditional point-based rewards earn rate on everyday purchases.
- Charges a $30 annual fee, unlike the standard No Fee builder card.
Rewards & Earnings
Base Rate
—
Rewards Summary:
• 25% of the annual fee is returned in Profit Share® Rewards Cash paid each year
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Low Purchase Interest
Low Purchase Interest (12.99%)
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier AD&D included
Insurance Coverage
• Baggage Delay Insurance
• Common Carrier Accidental Death and Dismemberment Insurance
Rates, Fees & Eligibility
| Purchase APR | 12.99% |
|---|---|
| Cash Advance APR | — |
| Annual Fee | $30 |
| Supplementary Card Fee | $0 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Low Interest
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