Low Interest
Low Rate Mastercard®
Servus Credit Union
Annual Fee
$30
Purchase APR
12.99%
RateBuddy Verdict
The Good
- Features an excellent low purchase interest rate of 12.99%.
- Servus returns 25% of the $30 annual fee as Profit Share Rewards Cash each year.
- Supplemental cards can be added for $0.
The Trade-offs
- Does not offer a traditional point-based rewards earn rate on everyday purchases.
- Charges a $30 annual fee, unlike the standard No Fee builder card.
Rewards & Earnings
Base Rate 0%
Rewards Summary: • 25% of the annual fee is returned in Profit Share® Rewards Cash paid each year
- Profit Share® Rewards: 25% of the annual fee is returned in cash each year
Welcome Bonus Details
Features & Benefits
Low Purchase Interest
Low Purchase Interest (12.99%)
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier AD&D included
Additional Perks
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Insurance Coverage
Baggage Delay Insurance
Included. Underwritten by American Bankers Insurance Company of Florida (ABIC).
Common Carrier Accidental Death and Dismemberment
Included. Underwritten by American Bankers Life Assurance Company of Florida (ABLAC).
Rates & Fees Details
| Purchase APR | 12.99% |
|---|---|
| Cash Advance APR | % |
| Annual Fee | $30 |
| Supplementary Card | $0.00 |
| Income Required | No specific requirement listed. |