World Elite® Mastercard®
Cash Back Travel Rewards Premium / High-End

World Elite® Mastercard®

Servus Credit Union Servus Credit Union
Welcome Bonus: Receive 25,000 Servus Circle Rewards points with a new Servus World Elite Mastercard — a value of $250.
Balance Transfer: 3.99% Promotional Balance Transfer Rate
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Annual Fee $150
Purchase APR 20.99%
Bonus Value $250

RateBuddy Verdict

The Good
  • Outstanding flat 2% earn rate (2 points per $1) on all eligible purchases with no confusing categories.
  • Includes premium lifestyle and travel benefits like Mastercard Travel Pass (DragonPass) and a Concierge service.
  • Generous 25,000 point welcome bonus ($250 value) easily offsets the annual fee for the first year.
The Trade-offs
  • Carries a premium $150 annual fee and a $40 fee for each supplementary card.
  • Points redemptions are tied to the Servus ecosystem (though they offer excellent flexibility including investments).

Rewards & Earnings

Base Rate 2%
Rewards Summary: • Earn 2 points for every $1 spent on all eligible purchases (2% back in value) • 25% of annual fee returned in Profit Share® Rewards Cash paid each year • Unlimited Circle Rewards earning potential with points that never expire

Welcome Bonus Details

Receive 25,000 Servus Circle Rewards points with a new Servus World Elite Mastercard — a value of $250.

Estimated Value: $250

Features & Benefits

Airport Lounge Access
Mastercard Travel Pass (DragonPass)
Travel Medical Insurance
Travel Emergency Medical Insurance included
Car Rental Collision/Loss Damage Waiver
Car Rental Collision Damage Waiver included
Trip Cancellation/Interruption Insurance
Trip Cancellation & Interruption Insurance included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Concierge Service
Concierge service included
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier AD&D included

Insurance Coverage

• Travel Emergency Medical & Baggage Delay Insurance • Trip Cancellation & Interruption Insurance • Car Rental CDW, Personal Effects & AD&D • Common Carrier & Accidental Death Insurance • Purchase Assurance & Extended Warranty

Rates, Fees & Eligibility

Purchase APR20.99%
Cash Advance APR—
Annual Fee$150
Supplementary Card Fee$40
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Cash Back Travel Rewards Premium / High-End Rewards
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