TD Aeroplan Visa Infinite Card
Travel Rewards Rewards

TD Aeroplan Visa Infinite Card

TD Canada Trust TD Canada Trust
Welcome Bonus: Earn up to 45,000 Aeroplan points + First-year fee waived.
Apply Now
Secure RateBuddy connection · Application completed on TD Canada Trust’s site
Annual Fee $0
$139 after first year
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $1,450

RateBuddy Verdict

The Good
  • The free first checked bag perk covers the primary cardholder and up to 8 travel companions on Air Canada, saving families hundreds of dollars per trip.
  • Features an exceptional travel insurance package, including a 21-day medical term for those under 65 and up to $1,000 in Mobile Device coverage.
  • Provides a massive welcome bonus and waives the $139 annual fee in the first year, making it incredibly lucrative to test drive.
The Trade-offs
  • Requires a high minimum annual income of $60,000 (personal) or $100,000 (household) to qualify.
  • Despite being a premium travel card, it does not offer any complimentary airport lounge passes.
  • The earning multipliers are strictly limited to Gas, Groceries, and Air Canada; dining and all other purchases only earn the base 1 point per $1.

Rewards & Earnings

Groceries 1.50%
Dining 1%
Gas 1.50%
Travel 1.50%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Gas, Groceries & Air Canada: 1.5 Aeroplan points per $1; Base Earn: 1 pt per $1. Earn points twice at Aeroplan eStore.

Welcome Bonus Details

Earn up to $1,450 in value. Get 10,000 points on first purchase. Get 15,000 points after spending $3,000 in 90 days. Get an anniversary bonus of 20,000 points after spending $12,000 in 12 months. Plus, get a first-year annual fee rebate.

Estimated Value: $1,450

Features & Benefits

Travel Medical Insurance
Value: 2000000
First-Year Fee Waived
Free Checked bag
Value: 8
Mobile Device Insurance
Value: 1000
Car Rental Collision/Loss Damage Waiver
Trip Cancellation/Interruption Insurance
Extended Warranty Insurance
Value: 1
Purchase Security Insurance
Value: 90
Concierge Service
NEXUS Application Fee Rebate
Value: 100
Flight Delay Insurance
Value: 500
Baggage Delay/Loss Insurance
Value: 1000
Common Carrier Accident Insurance
Value: 500000
Hotel/Motel Burglary Insurance
Value: 2500

Insurance Coverage

Travel Medical: $2M (21 days under 65); Trip Cancellation/Interruption: $1.5k/$5k; Flight & Baggage Delay: Included; Car Rental Collision: 48 days; Hotel Burglary: $2,500; Mobile Device: $1,000; Purchase Security & Extended Warranty: Included.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$139
Supplementary Card Fee$75
Income Required Personal: $60,000
Household: $100,000
Recommended Credit Score—

Cardholder Reviews

A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.

Filed Under

Travel Rewards Rewards
Apply Now
Secure RateBuddy connection