Travel Rewards
Rewards
TD First Class Travel Visa Infinite Card
TD Canada Trust
Current Welcome Offer
Earn up to 165,000 TD Rewards Points + First-year fee waived.
Annual Fee
$139
$0
1st Year Free
Purchase APR
21.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$1400
RateBuddy Verdict
The Good
- The $100 Annual TD Travel Credit (valid on Expedia for TD bookings of $500+) essentially drops the ongoing annual fee to just $39.
- Includes 4 complimentary global airport lounge passes each year, adding hundreds of dollars in value for frequent flyers.
- Features a spectacular travel insurance suite, boasting a 21-day term for travel medical and up to $1,000 in Mobile Device coverage.
The Trade-offs
- Requires a minimum annual income of $60,000 (personal) or $100,000 (household) to qualify.
- To achieve the best redemption value for your points, you are restricted to booking your travel through the Expedia for TD portal.
- The accelerated 6x points on Groceries, Dining, and Transit has a combined annual spending cap of $25,000.
Rewards & Earnings
Groceries 3.00%
Dining & Takeout 3.00%
Gas & Transit 1.00%
Travel 4.00%
Base Rate 1.00%
Rewards Summary: Expedia for TD: 8 pts per $1; Groceries, Dining & Transit: 6 pts per $1; Recurring Bills & Media: 4 pts per $1; Base Earn: 2 pts per $1.
- Travel booked through Expedia® For TD: 8 TD Rewards Points/$1
- Groceries, Dining, and Public Transit: 6 TD Rewards Points/$1 (up to $25,000 annual spend)
- Recurring Bill Payments, Streaming, Digital Gaming & Media: 4 TD Rewards Points/$1 (up to $25,000 annual spend)
- All other eligible purchases: 2 TD Rewards Points/$1
Welcome Bonus Details
Earn up to $1,400 in value. Earn 20,000 points on your first purchase. Earn 145,000 points when you spend $7,500 within 180 days. Plus, get a first-year annual fee rebate.
Estimated Value: $1400.00
Features & Benefits
Airport Lounge Access
4 complimentary lounge visits per membership year
Travel Medical Insurance
Up to $2 million (21 days for age <65; 4 days for age 65+)
First-Year Fee Waived
First-year annual fee rebate
Mobile Device Insurance
Up to $1,000 coverage
Car Rental Collision/Loss Damage Waiver
Coverage for up to 48 consecutive days
Trip Cancellation/Interruption Insurance
Up to $1,500 cancellation / $5,000 interruption
Extended Warranty Insurance
Included (Up to 12 additional months)
Purchase Security Insurance
Included (90 days)
Concierge Service
24/7 complimentary concierge service
Flight Delay Insurance
Up to $500 per insured person (4+ hours)
Baggage Delay/Loss Insurance
Up to $1,000 for delayed or lost baggage
Common Carrier Accident Insurance
Up to $500,000 coverage per person
Hotel/Motel Burglary Insurance
Up to $2,500 coverage per occurrence
Additional Perks
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Insurance Coverage
Travel Medical: $2M (21 days under 65); Trip Cancel/Interrupt: $1.5k/$5k; Flight & Baggage Delay: Included; Car Rental: 48 days; Mobile Device: $1,000; Purchase Security & Extended Warranty: Included.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $139 |
| Supplementary Card | $50.00 |
| Income Required |
Personal: $60,000 Household: $100,000 |