TD First Class Travel Visa Infinite Card
Travel Rewards Rewards

TD First Class Travel Visa Infinite Card

TD Canada Trust TD Canada Trust
Welcome Bonus: Earn up to 165,000 TD Rewards Points + First-year fee waived.
Apply Now
Secure RateBuddy connection · Application completed on TD Canada Trust’s site
Annual Fee $0
$139 after first year
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $1,400

RateBuddy Verdict

The Good
  • The $100 Annual TD Travel Credit (valid on Expedia for TD bookings of $500+) essentially drops the ongoing annual fee to just $39.
  • Includes 4 complimentary global airport lounge passes each year, adding hundreds of dollars in value for frequent flyers.
  • Features a spectacular travel insurance suite, boasting a 21-day term for travel medical and up to $1,000 in Mobile Device coverage.
The Trade-offs
  • Requires a minimum annual income of $60,000 (personal) or $100,000 (household) to qualify.
  • To achieve the best redemption value for your points, you are restricted to booking your travel through the Expedia for TD portal.
  • The accelerated 6x points on Groceries, Dining, and Transit has a combined annual spending cap of $25,000.

Rewards & Earnings

Groceries 3%
Dining 3%
Gas 1%
Travel 4%
Recurring Bills 2%
Base Rate 1%
Rewards Summary: Expedia for TD: 8 pts per $1; Groceries, Dining & Transit: 6 pts per $1; Recurring Bills & Media: 4 pts per $1; Base Earn: 2 pts per $1.

Welcome Bonus Details

Earn up to $1,400 in value. Earn 20,000 points on your first purchase. Earn 145,000 points when you spend $7,500 within 180 days. Plus, get a first-year annual fee rebate.

Estimated Value: $1,400

Features & Benefits

Airport Lounge Access
4 complimentary lounge visits per membership year
Travel Medical Insurance
Up to $2 million (21 days for age <65; 4 days for age 65+)
First-Year Fee Waived
First-year annual fee rebate
Mobile Device Insurance
Up to $1,000 coverage
Car Rental Collision/Loss Damage Waiver
Coverage for up to 48 consecutive days
Trip Cancellation/Interruption Insurance
Up to $1,500 cancellation / $5,000 interruption
Extended Warranty Insurance
Included (Up to 12 additional months)
Purchase Security Insurance
Included (90 days)
Concierge Service
24/7 complimentary concierge service
Flight Delay Insurance
Up to $500 per insured person (4+ hours)
Baggage Delay/Loss Insurance
Up to $1,000 for delayed or lost baggage
Common Carrier Accident Insurance
Up to $500,000 coverage per person
Hotel/Motel Burglary Insurance
Up to $2,500 coverage per occurrence

Insurance Coverage

Travel Medical: $2M (21 days under 65); Trip Cancel/Interrupt: $1.5k/$5k; Flight & Baggage Delay: Included; Car Rental: 48 days; Mobile Device: $1,000; Purchase Security & Extended Warranty: Included.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$139
Supplementary Card Fee$50
Income Required Personal: $60,000
Household: $100,000
Recommended Credit Score—

Cardholder Reviews

A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.

Filed Under

Travel Rewards Rewards
Apply Now
Secure RateBuddy connection