Triangle World Elite Mastercard
No Annual Fee Premium / High-End Rewards

Triangle World Elite Mastercard

Canadian Tire Bank Canadian Tire Bank
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Annual Fee $0
Purchase APR 21.99%
Cash Advance 22.99%

RateBuddy Verdict

The Good
  • Includes a premium Roadside Assistance Gold Plan with an impressive 250km towing radius.
  • The 24-month 0% interest financing plan for partner store purchases is an excellent budgeting tool.
  • Features a strong 3% earn rate on groceries without an annual fee.
The Trade-offs
  • Strict merchant exclusions for the 3% grocery rate (Walmart and Costco earn only 1%).
  • CT Money rewards are restricted to redemptions within the Canadian Tire retail ecosystem.

Rewards & Earnings

Groceries 3%
Base Rate 1%
Rewards Summary: • 4% back in CT Money at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City and more • 3% back on Groceries (first $12,000/year, excludes Costco/Walmart) • 5¢ - 7¢ per litre back on fuel at Gas+ and Petro-Canada • 1% back on all other purchases

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Annual Fee
No Annual Fee
Car Rental Collision/Loss Damage Waiver
Car Rental CDW (31 days)
Purchase Security Insurance
Purchase Security (90 days)
Roadside Assistance
Roadside Assistance Gold (250km towing)
Introductory 0% APR on Purchases
24-month 0% Interest Financing

Insurance Coverage

• Purchase Security Insurance (90 days) • Extended Warranty • Car Rental Collision/Loss Damage Waiver (31 days)

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$0
Foreign Transaction Fee2.50%
Grace Period26 days
Income Required Personal: $80,000
Household: $150,000
Recommended Credit Score—

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Filed Under

No Annual Fee Premium / High-End Rewards
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