About Desjardins Group
Desjardins Online Brokerage (Disnat) is one of the most compelling hidden gems in Canadian investing, offering a true $0 commission structure backed by the immense institutional power of Desjardins. Unlike basic no-fee apps, Disnat does not compromise on professional tooling; it features 'Disnat Direct,' providing streaming Level 2 data, dynamic charting, and advanced technical layouts. Offering free trades across both stocks and ETFs alongside full registered account support, it effectively renders traditional high-fee brokerages obsolete for the active self-directed investor.
The Good
- CIRO & CIPF Regulated Dealer
- True $0 commissions on all Stock & ETF trades
- Powerful Disnat Direct platform for active traders
- Backed by the massive security of Desjardins Group
The Bad
- $30/quarter fee if balance is under $15k
- Mobile app experience trails modern fintech apps
- Customer service is primarily focused on Quebec residents
Fee Structure
Updated 2026| Fee Type | Details | Cost |
|---|---|---|
| Detailed fee data not available. | ||
Key Features
Stock Trading
Buy and sell individual equities listed on major North American and global stock exchanges.
U.S. Dollar (USD) Accounts
Hold US dollars natively in your account to avoid paying punishing currency conversion fees every time you trade US stocks.
Options Trading
Trade options contracts to hedge your portfolio, generate income, or speculate on future price movements.
Advanced Charting & Research Tools
Access institutional-grade technical indicators, Level 2 market data, and deep fundamental analysis tools.
Mobile App (iOS & Android)
Manage your portfolio, execute trades, and monitor the markets on the go with a fully-featured mobile application.
CIPF Protected
Your account is safeguarded by the Canadian Investor Protection Fund (CIPF) against the insolvency of the brokerage.
Discount Broker
A highly cost-effective platform that significantly undercuts traditional bank fees, keeping your trading expenses to a minimum.
Free Stock Trading
Pay absolutely $0 in base commission fees when buying or selling eligible stocks.
Free ETF Buy
Purchase Exchange Traded Funds (ETFs) with zero commission fees (standard fees may still apply when selling).
Extended Hours Trading
Trade before the market opens and after it closes, allowing you to react instantly to breaking news and earnings reports.
Margin Trading
Borrow money against your existing portfolio to increase your buying power and potentially amplify your returns.
Free ETF Sell
Sell your Exchange Traded Funds (ETFs) with absolutely zero commission fees.
Cover Transfer Fees
The platform will reimburse the administrative transfer fees your old bank charges when you move your account over.
No Inactivity Fee
You will not be charged any recurring penalties or maintenance fees for simply holding your investments without trading.
CIRO Member
RateBuddy Verdict
undefined stands out for its comprehensive tools for active traders. With competitive pricing and a solid reputation backed by Desjardins Group, it remains a top contender in the Canadian market.