About Desjardins Group
Desjardins Online Brokerage (Disnat) is one of the most compelling hidden gems in Canadian investing, offering a true $0 commission structure backed by the immense institutional power of Desjardins. Unlike basic no-fee apps, Disnat does not compromise on professional tooling; it features 'Disnat Direct,' providing streaming Level 2 data, dynamic charting, and advanced technical layouts. Offering free trades across both stocks and ETFs alongside full registered account support, it effectively renders traditional high-fee brokerages obsolete for the active self-directed investor.
The Good
- CIRO & CIPF Regulated Dealer
- True $0 commissions on all Stock & ETF trades
- Powerful Disnat Direct platform for active traders
- Backed by the massive security of Desjardins Group
The Bad
- $30/quarter fee if balance is under $15k
- Mobile app experience trails modern fintech apps
- Customer service is primarily focused on Quebec residents
Fee Structure
Updated 2026| Fee Type | Details | Cost |
|---|---|---|
| Detailed fee data not available. | ||
Key Features
Free Stock Trading
Pay absolutely $0 in base commission fees when buying or selling eligible stocks.
Free ETF Buy
Purchase Exchange Traded Funds (ETFs) with zero commission fees (standard fees may still apply when selling).
Free ETF Sell
Sell your Exchange Traded Funds (ETFs) with absolutely zero commission fees.
Cover Transfer Fees
The platform will reimburse the administrative transfer fees your old bank charges when you move your account over.
CIRO Member
CIRO-regulated dealer
U.S. Dollar (USD) Accounts
Hold US dollars natively in your account to avoid paying punishing currency conversion fees every time you trade US stocks.
Extended Hours Trading
Trade during pre-market and after-hours sessions, helping you react to earnings, news, and market-moving events.
Discount Broker
A highly cost-effective platform that significantly undercuts traditional bank fees, keeping your trading expenses to a minimum.
Advanced Charting & Research Tools
Access institutional-grade technical indicators, Level 2 market data, and deep fundamental analysis tools.
No Inactivity Fee
You will not be charged any recurring penalties or maintenance fees for simply holding your investments without trading.
Margin Trading
Borrow money against your existing portfolio to increase your buying power and potentially amplify your returns.
CIPF Protected
Your account is safeguarded by the Canadian Investor Protection Fund (CIPF) against the insolvency of the brokerage.
Mobile App (iOS & Android)
Manage your portfolio, execute trades, and monitor the markets on the go with a fully-featured mobile application.
Options Trading
Trade options contracts to hedge your portfolio, generate income, or speculate on future price movements.
Stock Trading
Buy and sell individual equities listed on major North American and global stock exchanges.