Business Chequing Account CAD
ATB Financial

Community Spirit Account

Tailored for charities and community organizations with no monthly fee and interest on balances.

Rate up to 0.05%
Monthly fee No monthly fee
Transactions 15/month
Minimum deposit $0
CURRENT OFFERS

Promotions and account value

Additional promotion

First 15 transactions free. All transaction fees waived with $100k balance.

EARNINGS

Rates and interest details

Rate option 1 0%
Compounding
Monthly
Calculation
Daily Closing Balance

Balance-tier schedule

BalanceStandard rateBoosted rateCondition
$0 – $9,999.99 0% Standard eligibility applies
$10,000+ 0.05% Standard eligibility applies
COSTS

Fees and account limits

Monthly feeNo monthly fee
Fee-waiver balance$100,000
Minimum deposit$0
Maximum depositNot listed
Included transactions15/month
Bundled productNot specified

Detailed fee schedule

FeeAmountFrequency or allowanceAdditional use
Interac e-Transfer FeeIncluded in first 15 transactions, then $1.50 each. - Per Use -
WHO CAN APPLY

Eligibility and access

Minimum ageNot specified
AvailabilitySelected provinces
Mobile appYes
Online bankingYes
Branch accessNot specified
COVERAGE

Registration, networks and availability

Registration options

  • CORPORATECorporate / Non-Personal
IMPORTANT INFORMATION

Terms and disclosures

Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with ATB Financial before opening the account.

Product information last reviewed or updated Mar 12, 2026.