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American Express

World-class service, high reward rates, and exclusive experiences.

CREDIT CARD
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Compare Top Amex Cards

Comparing results based on your preferences.

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$
Annual Fee $399
Purchase 9.99%
Cash Adv. 9.99%
Scotiabank Scotiabank
Best For [ Travel Rewards ] [ Low Interest ] [ Premium ]
Scotiabank Platinum American Express Card
Est. 1st Yr Value: $2461
Scene+
Welcome Bonus: Earn up to 80,000 bonus Scene+ points in the first 14 months.
Highlights: No Foreign Transaction Fees Airport Lounge Access Travel Medical Insurance Mobile Device Insurance +6 more
View Offer
ELIGIBILITY
Personal Inc: $12,000
Purchase APR 9.99%
Cash Advance APR 9.99%
Annual Fee $399
Foreign Tx Fee 2.5%
Personal Income $12,000
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $99.00
Annual Fee $599
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Business ] [ Premium ]
American Express Aeroplan Business Reserve Card
Est. 1st Yr Value: $1442
Aeroplan
Welcome Bonus: Up to 90,000 Welcome Bonus Aeroplan points
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Car Rental Collision/Loss Damage Waiver +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $199.00
Annual Fee $120
Purchase 21.99%
Cash Adv. 22.99%
Scotiabank Scotiabank
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
Scotiabank Gold American Express Card
Est. 1st Yr Value: $1378
Scene+
Welcome Bonus: Earn up to 45,000 bonus Scene+ points in welcome offers and first-year rewards.
Highlights: No Foreign Transaction Fees Airport Lounge Access Travel Medical Insurance Mobile Device Insurance +6 more
View Offer
ELIGIBILITY
Personal Inc: $12,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $120
Foreign Tx Fee 2.5%
Personal Income $12,000
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $29.00
Annual Fee $599
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
American Express Aeroplan Reserve Card
Est. 1st Yr Value: $1369
Metal
Aeroplan
Welcome Bonus: Up to 85,000 Welcome Bonus Aeroplan points
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Car Rental Collision/Loss Damage Waiver +5 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $120
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Rewards ]
American Express Aeroplan Card
Est. 1st Yr Value: $987
Aeroplan
Welcome Bonus: Up to 45,000 Welcome Bonus Aeroplan points
Highlights: Free Checked bag Car Rental Collision/Loss Damage Waiver Extended Warranty Insurance Purchase Security Insurance +5 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $120
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $50.00
Annual Fee $150
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Business ] [ Rewards ]
Marriott Bonvoy Business American Express Card
Est. 1st Yr Value: $823
Welcome Bonus: Up to 80,000 Bonus Marriott Bonvoy points
Highlights: Car Rental Collision/Loss Damage Waiver Extended Warranty Insurance Purchase Security Insurance Flight Delay Insurance +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $150
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $50.00
Annual Fee $120
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Rewards ]
Marriott Bonvoy American Express Card
Est. 1st Yr Value: $767
Welcome Bonus: Up to 70,000 Bonus Marriott Bonvoy points
Highlights: Car Rental Collision/Loss Damage Waiver Extended Warranty Insurance Purchase Security Insurance Flight Delay Insurance +5 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $120
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $199
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Business ] [ Rewards ]
American Express Business Gold Rewards Card
Est. 1st Yr Value: $681
Membership Rewards
Welcome Bonus: Up to 70,000 Membership Rewards points
Highlights: Mobile Device Insurance Car Rental Collision/Loss Damage Waiver Extended Warranty Insurance Purchase Security Insurance +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $199
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $50.00
Annual Fee $119
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Cash Back ] [ Rewards ]
SimplyCash Preferred Card from American Express
Est. 1st Yr Value: $634
Cash Back
Welcome Bonus: 10% cash back bonus (up to $200)
Highlights: Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver Extended Warranty Insurance +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $119
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $799
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Business ] [ Premium ]
Business Platinum Card from American Express
Est. 1st Yr Value: $626
Membership Rewards
Welcome Bonus: Up to 120,000 Welcome Bonus Membership Rewards points
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $799
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Showing 10 of 18 cards
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Direct & Secure

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Premium Service & Rewards

American Express is renowned for exceptional customer service, high-value rewards, and exclusive entertainment access.

Front Of The Line® Access

Amex cardholders get coveted access to "Front Of The Line" presales, securing tickets to major concerts, theatre productions, and dining experiences before they go on sale to the general public. This perk ensures you never miss out on sold-out events. For entertainment lovers, this access alone often justifies carrying an Amex, putting you at the front of the queue for the hottest shows.

Flexible Transfer Partners

Membership Rewards points are arguably the most valuable currency in Canada due to their flexibility. They can be transferred 1:1 to frequent flyer programs like Aeroplan and British Airways Avios, or hotel programs like Marriott Bonvoy. This transferability allows you to hunt for "sweet spot" redemptions across different programs, maximizing the value of every point you earn.

Superior Purchase Protection

Amex offers some of the industry’s leading coverage for retail purchases. Eligible items are often protected against accidental damage or theft for 90 days from the date of purchase. Additionally, the Buyers Assurance Protection plan can double the manufacturer’s warranty up to an additional year. It provides a layer of insurance on your shopping that gives you confidence when buying expensive electronics or appliances.

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Timing Your Welcome Bonus

Planning a big purchase (like a laptop or renovation)? Open a new card *before* you buy. That one large expense can instantly trigger a welcome bonus worth $300+.

Not sure what you need?

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Credit Cards is great, but sometimes a different card fits your lifestyle better. Use our Smart Finder to see what else you qualify for.

Cash Back

Earn money on daily spend.

Travel Rewards

Best for frequent flyers.

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LOYALTY PROGRAMS

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From entry-level options to exclusive black cards. Find the eligibility level that fits you.

KNOWLEDGE BASE

Frequently Asked Questions

Common questions about Compare Top Amex Cards Cards and financial strategy.

Disclaimer: Information is for educational purposes only and does not constitute financial or legal advice. Terms subject to change by issuers.

It might. Cancelling an older card reduces your 'Average Age of Accounts,' which is a factor in your credit score. It also reduces your total available credit, which could increase your utilization ratio. If the card has no annual fee, it is often better to keep it open and use it occasionally to keep the history active.

An authorized user is someone you add to your account (like a spouse or child) who gets their own card. The primary cardholder is fully responsible for all debt incurred by the authorized user. It can be a way to help someone build credit habits, but legal liability remains with the primary account holder.

In Canada, you will often see AIR (Annual Interest Rate) used. It represents the yearly cost of borrowing on the card. Standard cards typically have purchase interest rates around 20.99%, while Low Interest cards can be significantly lower. Cash advances often carry higher interest rates than purchases.

You should contact your card issuer immediately to lock or cancel the card. Many issuers also offer a 'Lock Card' feature in their mobile app which can prevent new transactions instantly. Once reported, the issuer will typically send a replacement card with a new number.

Major networks like Visa, Mastercard, and Amex have 'Zero Liability' policies. This generally means that cardholders are not held responsible for unauthorized transactions if they have taken reasonable care of their card and PIN, and report the loss or theft promptly to the issuer.