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Visa Cards

Accepted virtually everywhere globally. Find the perfect Visa card for your wallet.

CREDIT CARD
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Compare Top Rated Visa Cards

Comparing results based on your preferences.

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$
Annual Fee $599
Purchase 21.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
TD Aeroplan Visa Infinite Privilege Credit Card
Est. 1st Yr Value: $2660
Metal
Aeroplan
Welcome Bonus: Earn up to 85,000 Aeroplan points ($3,000 estimated value).
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Mobile Device Insurance +5 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Add. Card Fee $199.00
Annual Fee
$149 $0
1st yr Fee Waived
Purchase 14.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Business ] [ Rewards ]
TD Aeroplan Visa Business Card
Est. 1st Yr Value: $1963
1st Yr Free
Aeroplan
Welcome Bonus: Earn up to 60,000 Aeroplan points + First-year fee waived for you and 2 employees.
Highlights: Travel Medical Insurance First-Year Fee Waived Free Checked bag Mobile Device Insurance +6 more
Purchase APR 14.99%
Cash Advance APR 22.99%
Annual Fee $149
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $49.00
Annual Fee $150
Purchase 20.99%
Cash Adv. 22.99%
Scotiabank Scotiabank
Best For [ Travel Rewards ] [ Premium ]
Scotiabank Passport Visa Infinite Card
Est. 1st Yr Value: $1674
Scene+
Welcome Bonus: Earn up to 60,000 bonus Scene+ points with minimum spend.
Highlights: No Foreign Transaction Fees Airport Lounge Access Travel Medical Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $60,000
Household Inc: $100,000
Purchase APR 20.99%
Cash Advance APR 22.99%
Annual Fee $150
Foreign Tx Fee 2.5%
Personal Income $60,000
Household Income $100,000
Credit Score Good/Excellent
Add. Card Fee $50.00
Annual Fee
$139 $0
1st yr Fee Waived
Purchase 21.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Rewards ]
TD First Class Travel Visa Infinite Card
Est. 1st Yr Value: $1657
1st Yr Free
TD Rewards
Welcome Bonus: Earn up to 165,000 TD Rewards Points + First-year fee waived.
Highlights: Airport Lounge Access Travel Medical Insurance First-Year Fee Waived Mobile Device Insurance +6 more
View Offer
ELIGIBILITY
Personal Inc: $60,000
Household Inc: $100,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $139
Foreign Tx Fee 2.5%
Personal Income $60,000
Household Income $100,000
Credit Score Good/Excellent
Add. Card Fee $50.00
Annual Fee $599
Purchase 21.99%
Cash Adv. 23.99%
BMO Bank of Montreal BMO Bank of Montreal
Best For [ Travel Rewards ] [ Balance Transfer ] [ Premium ]
BMO eclipse Visa Infinite Privilege Card
Est. 1st Yr Value: $1549
Welcome Bonus: Up to $2,300 including up to 200,000 points and NEXUS Statement Credit
Balance Transfer: 0% Balance Transfer for 12 months (2% transfer fee).
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 23.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Annual Fee
$139 $0
1st yr Fee Waived
Purchase 21.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Rewards ]
TD Aeroplan Visa Infinite Card
Est. 1st Yr Value: $1532
1st Yr Free
Aeroplan
Welcome Bonus: Earn up to 45,000 Aeroplan points + First-year fee waived.
Highlights: Travel Medical Insurance First-Year Fee Waived Free Checked bag Mobile Device Insurance +6 more
View Offer
ELIGIBILITY
Personal Inc: $60,000
Household Inc: $100,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $139
Foreign Tx Fee 2.5%
Personal Income $60,000
Household Income $100,000
Credit Score Good/Excellent
Add. Card Fee $75.00
Annual Fee
$149 $0
1st yr Fee Waived
Purchase 19.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Business ] [ Rewards ]
TD Business Travel Visa Card
Est. 1st Yr Value: $1489
1st Yr Free
TD Rewards
Welcome Bonus: Earn up to 200,000 TD Rewards Points + First-year fee waived for you and 4 employees.
Highlights: Travel Medical Insurance First-Year Fee Waived Car Rental Collision/Loss Damage Waiver Trip Cancellation/Interruption Insurance +6 more
Purchase APR 19.99%
Cash Advance APR 22.99%
Annual Fee $149
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $49.00
Annual Fee $399
Purchase 20.99%
Cash Adv. 22.99%
RBC Royal Bank RBC Royal Bank
Best For [ Travel Rewards ] [ Premium ]
RBC Avion Visa Infinite Privilege
Est. 1st Yr Value: $1326
Avion Rewards
Welcome Bonus: Get up to 70,000 Avion points, that's a travel value of up to $1,500.
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Trip Cancellation/Interruption Insurance +2 more
View Offer
ELIGIBILITY
Household Inc: $200,000
Purchase APR 20.99%
Cash Advance APR 22.99%
Annual Fee $399
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income $200,000
Credit Score Good/Excellent
Add. Card Fee $99.00
Annual Fee $120
Purchase 19.99%
Cash Adv. 22.99%
CIBC CIBC
Best For [ Travel Rewards ] [ Business ] [ Premium ]
CIBC Aeroplan Visa Business Plus Card
Est. 1st Yr Value: $1301
Aeroplan
Welcome Bonus: Up to 75,000 Aeroplan points + Annual Fee Rebate for the first 2 years.
Highlights: Airport Lounge Access First-Year Fee Waived Car Rental Collision/Loss Damage Waiver Trip Cancellation/Interruption Insurance +6 more
Purchase APR 19.99%
Cash Advance APR 22.99%
Annual Fee $120
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $599
Purchase 21.99%
Cash Adv. 22.99%
CIBC CIBC
Best For [ Travel Rewards ] [ Premium ]
CIBC Aeroplan Visa Infinite Privilege Card
Est. 1st Yr Value: $1260
Aeroplan
Welcome Bonus: Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points!
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Showing 10 of 30 cards
RateBuddy

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We highlight the "gotchas" and fees just as clearly as the perks.

Direct & Secure

No data harvesting. We send you straight to the bank's secure official site.

Confidence & Global Acceptance

Visa is one of the most widely accepted payment networks globally. Carry it with confidence knowing you can pay almost anywhere.

Unmatched Acceptance

Use your card at millions of merchants in over 200 countries and territories. Whether at a local market in Asia or an international hotel in Europe, Visa is the global standard for electronic payments. This universality means you rarely need to worry about carrying large amounts of cash. For travelers and online shoppers alike, Visa offers the highest probability that your payment method will be accepted instantly.

Infinite Luxury Benefits

The "Visa Infinite" and "Infinite Privilege" tiers unlock a suite of premium benefits that go beyond standard credit. These include complimentary 24/7 concierge services to help with bookings, access to the Visa Luxury Hotel Collection with room upgrades, and exclusive dining and wine series events. These perks are designed to enhance your lifestyle, providing VIP treatment and access that money alone often cannot buy.

Zero Liability Policy

Visa’s Zero Liability Policy ensures that cardholders are not held responsible for unauthorized transactions. This provides robust peace of mind for both online and in-store shopping. If your card details are stolen or used fraudulently, Visa guarantees that you won’t lose money. This protection allows you to shop digitally with the same confidence as you would in person, knowing the network has your back.

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The 21-Day Grace Period

Interest only kicks in if you carry a balance past the due date. Pay your statement balance in full every month, and you effectively get a free short-term loan for 21 days.

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LOYALTY PROGRAMS

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Filter by Visa, Mastercard, or Amex acceptance.

CARD LEVELS

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From entry-level options to exclusive black cards. Find the eligibility level that fits you.

KNOWLEDGE BASE

Frequently Asked Questions

Common questions about Compare Top Rated Visa Cards Cards and financial strategy.

Disclaimer: Information is for educational purposes only and does not constitute financial or legal advice. Terms subject to change by issuers.

Major networks like Visa, Mastercard, and Amex have 'Zero Liability' policies. This generally means that cardholders are not held responsible for unauthorized transactions if they have taken reasonable care of their card and PIN, and report the loss or theft promptly to the issuer.

Personal income generally refers to your individual annual earnings. Household income typically includes the combined income of you and your spouse or common-law partner. Premium cards often have higher income thresholds (e.g., $60k personal or $100k household) to qualify.

It can be, depending on your usage. Premium cards with annual fees often come with higher reward earn rates, comprehensive insurance, and perks like lounge access. If the value of the rewards and benefits you utilize exceeds the cost of the fee, the card may offer a positive net value.

Yes, many major banks offer specific programs for newcomers that do not require a Canadian credit history. You may need to visit a branch in person and provide immigration documents (such as a Permanent Resident card or Work Permit) to be approved.

Contactless payments use encryption technology similar to Chip & PIN transactions. Limits are typically placed on the amount allowed per tap (e.g., $100-$250) to minimize risk. If a thief exceeds this limit, a PIN is required. You are also protected by the issuer's Zero Liability policy for fraudulent tap transactions.