SHORT TERM

Best 1-Year GICs

The perfect balance of high yield and short commitment. Lock in a guaranteed return for 12 months.

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Scotiabank
Scotiabank
CDIC Insured

Scotiabank Non-Redeemable GIC

Non-Redeemable TFSA Eligible RRSP Eligible RRIF Eligible FHSA Eligible
2.45%
Interest Rate
1 Year
Term Length
$0
Min Deposit
Compounding: Annually Payout: Annually
Fixed Rate
2.45%
View Offer

Secure application on Scotiabank's site

Scotiabank
Scotiabank
CDIC Insured

Scotiabank U.S. Dollar Non-Redeemable GIC

Non-Redeemable USD GIC
2.45%
Interest Rate
1 Year
Term Length
$500
Min Deposit
Compounding: Simple Payout: At Maturity
Highlights: US Dollar Account
Fixed Rate
2.45%
View Offer

Secure application on Scotiabank's site

TD Canada Trust
TD
Canada
Trust
CDIC Insured

TD Long-Term GIC (Simple Interest)

Non-Redeemable TFSA Eligible RRSP Eligible FHSA Eligible
2.60%
Interest Rate
1 Year
Term Length
$0
Min Deposit
Compounding: Simple Payout: Annually
Fixed Rate
2.60%
View Offer

Secure application on TD Canada Trust's site

CIBC
CIBC
CDIC Insured

CIBC Variable Rate GIC

Cashable Non-Registered
2.00%
Interest Rate
1 Year
Term Length
$1,000
Min Deposit
Highlights: CDIC Insured
Fixed Rate
Regular: 1.75%
Special:
2.00%
View Offer

Secure application on CIBC's site

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See Your Guaranteed Return

A GIC offers a fixed interest rate, meaning your return is guaranteed. There is zero market risk.

Use this tool to see exactly how much interest you'll earn and what your investment will be worth at maturity.

Your Investment
$
%
Your Guaranteed Return
Final Value at Maturity
$0
Year-by-Year Breakdown
YearInterestBalance