Built in Canada
BUILT IN CANADA
Earn more as you save. A flexible savings account with no monthly fee, no minimum balance, and tiered interest rates that reward higher balances.
Get a 4.00% bonus interest rate on net new deposits (up to $1,000,000) for a total of up to 4.70% until March 31, 2026.
| Balance | Standard rate | Boosted rate | Condition |
|---|---|---|---|
| $0 – $4,999.99 | 0.2% | — | Standard eligibility applies |
| $5,000 – $249,999.99 | 0.5% | — | Standard eligibility applies |
| $250,000+ | 0.7% | — | Standard eligibility applies |
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Debits Exceeding Monthly Limits1 free transaction per month. More than one transaction per month incurs a $5.00 transaction fee each time. Global Transfers are $5 ($50-$999) or Free ($1,000-$10,000). | - | Per Use | - |
| Interac e-Transfer FeeInterac e-Transfers and Request Money are $1.50 each. | - | Per Use | - |
No monthly fee.
No minimum balance.
Deposits are guaranteed by ATB Financials Deposit Guarantee.
Apple Pay supported.
Google Pay and Samsung Pay supported.
CDIC Insured: Deposits are guaranteed by ATB Financials Deposit Guarantee.
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with ATB Financial before opening the account.
