Welcome offer
Earn 4.60% interest† on eligible deposits up to $100,000. Just open a savings account and get this special interest rate for 5 months. Terms apply. Offer ends July 31, 2026.
Open a savings account Earn 4.60% interest on eligible deposits up to $100,000.
Savings Account
CAD
CDIC Insured
Simplii Financial
Simplii High Interest Savings Account
Flexible high-interest savings with no monthly fees and tiered rates that reward higher balances.
Rate up to
4.6%
Monthly fee
No monthly fee
Transactions
Not listed
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
Promotional rate
0.3%
Promotional
- Calculation
- Daily Closing Balance
4.50% for 5 months
Balance-tier schedule
| Balance | Standard rate | Boosted rate | Condition |
|---|---|---|---|
| $0 – $50,000 | 0.3% | 4.6% | Standard eligibility applies |
| $50,000.01 – $100,000 | 0.5% | 4.6% | Standard eligibility applies |
| $100,000.01 – $500,000 | 0.6% | 4.6% | Standard eligibility applies |
| $500,000.01 – $1,000,000 | 0.7% | 4.6% | Standard eligibility applies |
| $1,000,000.01+ | 1% | — | Standard eligibility applies |
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsNot listed
Bundled productNo
ACCOUNT EXPERIENCE
Features and benefits
Earn interest
No Monthly Fees
No minimum balance
Access your savings when you need them
CDIC Insured
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNo
CDIC Insured: This product is identified as eligible for CDIC deposit protection, subject to applicable limits and conditions.
Students
Youth
Seniors
Newcomers
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with Simplii Financial before opening the account.