Scotiabank Scene+ Visa Card for Students
No Annual Fee Student Rewards

Scotiabank Scene+ Visa Card for Students

Scotiabank Scotiabank
Welcome Bonus: Earn up to 10,000 bonus Scene+ points in your first 3 months.
Annual Fee $0
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $100

RateBuddy Verdict

The Good
  • A great introductory card for students to build credit history with a $0 annual fee and a low $500 minimum credit limit.
  • Earns a solid 2x points at major grocery chains (Sobeys, Safeway, FreshCo), Home Hardware, and Cineplex.
  • Offers flexible Scene+ point redemptions, allowing students to use points for groceries, movies, or travel.
The Trade-offs
  • Completely lacks any embedded credit card insurance, meaning you get no purchase security or extended warranty on electronics or textbooks.
  • If you have a steady part-time income of over $12,000 per year, you may qualify for better rewards cards with embedded benefits.
  • Base earning rate on standard purchases is low at just 1 Scene+ point per $1 spent.

Rewards & Earnings

Groceries 2%
Dining 1%
Gas 1%
Travel 1%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Sobeys, Safeway, Foodland, Home Hardware & Cineplex: 2 pts per $1; Base Earn & Travel: 1 pt per $1 (Extra 3 pts via Scene+ Travel).

Welcome Bonus Details

Earn up to 10,000 bonus Scene+ points within your first 3 months of opening the account.

Estimated Value: $100

Features & Benefits

No Annual Fee
No annual fee

Insurance Coverage

Note: This card does not include embedded Travel, Medical, Car Rental, or Purchase insurance benefits.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$0
Supplementary Card Fee$0
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

No Annual Fee Student Rewards
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