TD Cash Back Visa Card
Cash Back No Annual Fee

TD Cash Back Visa Card

TD Canada Trust TD Canada Trust
Annual Fee $0
Purchase APR 21.99%
Cash Advance 22.99%

RateBuddy Verdict

The Good
  • Charges absolutely no annual fee for either the primary cardholder or any supplementary cards added to the account.
  • Offers a broad range of 1% cash back categories, including groceries, gas, transit, streaming, and recurring bills.
  • Provides highly flexible redemption options, allowing you to pay down your account balance at any time rather than waiting for an annual statement.
The Trade-offs
  • The ongoing cash back rates are quite low, capping at 1% for bonus categories and dropping to 0.5% for all other everyday purchases.
  • Completely lacks travel, medical, or rental car collision insurance coverage.
  • Does not currently offer an introductory welcome bonus or promotional cash back rate.

Rewards & Earnings

Groceries 1%
Dining 0.50%
Gas 1%
Travel 1%
Recurring Bills 1%
Base Rate 0.50%
Rewards Summary: Grocery, Gas/EV, Transit, Recurring Bills & Streaming/Media: 1% cash back; Base Earn: 0.5% cash back.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Annual Fee
No annual fee
Extended Warranty Insurance
Included
Purchase Security Insurance
Included

Insurance Coverage

Purchase Security: 90 days; Extended Warranty: +1 Year; Note: This card does not include embedded Travel, Medical, or Car Rental insurance.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$0
Supplementary Card Fee$0
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Cash Back No Annual Fee
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