About Nest Wealth
Nest Wealth is the undisputed champion for high-net-worth automation, utilizing a revolutionary flat-fee subscription pricing model. Rather than charging an AUM percentage fee that inherently penalizes portfolio growth, Nest Wealth caps its management costs at a flat monthly rate. For investors with portfolios exceeding $150,000, this structure generates staggering compounding savings compared to the industry standard. Offering sophisticated, customized portfolio construction and a fully digital onboarding process, it is engineered to keep wealth in the hands of the investor.
The Good
- Assets held at CIRO-member Custodian
- Capped monthly fee provides extreme value for large portfolios
- Transparent 0.35% management fee with min/max caps
- Disclosed low-cost ETF MER ranges
The Bad
- Capped/Flat fee models are expensive for small balances
- No integrated bank login for unified dashboard viewing
- Limited mobile application functionality
Fee Structure
Updated 2026| Fee Type | Details | Cost |
|---|---|---|
|
Portfolio Management Fee
|
Flat monthly fee for balances under $10,000.
|
$5.00 |
|
Portfolio Management Fee
|
Flat monthly fee for balances between $10,000 and $74,999.
Min Bal: $10000
|
$25.00 |
|
Portfolio Management Fee
|
Flat monthly fee for balances between $75,000 and $149,999.
Min Bal: $75000
|
$50.00 |
|
Portfolio Management Fee
|
Flat monthly fee for balances between $150,000 and $324,999.
Min Bal: $150000
|
$100.00 |
|
Portfolio Management Fee
|
Capped monthly fee for all balances $325,000 and above.
Min Bal: $325000
|
$150.00 |
|
Fund MER (Embedded Cost)
|
Average embedded MER for the underlying ETFs (ranges from 0.06% to 0.37%).
|
0.13% |
Key Features
Automatic Rebalancing
The platform automatically buys and sells assets in the background to keep your portfolio perfectly aligned with your target risk level.
Goal-Based Investing
Set specific financial targets (like a down payment or retirement) and track your progress with dedicated, optimized portfolios.
CIPF Protected
Your account is safeguarded by the Canadian Investor Protection Fund (CIPF) against the insolvency of the brokerage.
Passive Indexing
Low-cost portfolios built with Exchange Traded Funds (ETFs) designed to simply track the broad market index.
CIRO Member
RateBuddy Verdict
undefined stands out for its accessibility to new investors. With competitive pricing and a solid reputation backed by Nest Wealth, it remains a top contender in the Canadian market.