Revolut Review 2025
Is Revolut the right way to send money abroad for you?
At a glance
Quick summary of Revolut's strengths and specs.
Best For
Frequent travelers, expats, and digital nomads who need to hold, spend, and exchange multiple currencies regularly at market rates.
Speed
Very Fast. Transfers to other Revolut users are instant; transfers to external bank accounts typically take 1–3 business days.
Fees
Low to Moderate. Free transfers to other Revolut users. Currency exchange is free on weekdays up to plan limits, but fees apply on weekends and if you exceed your allowance.
Safety
High. Revolut is regulated globally, holding a full banking license in the EU (via Lithuania) and registered with the FCA in the UK.
Our verdict
RateBuddy takeA simple, honest summary of when Revolut feels like the right fit.
Where Revolut shines
- Interbank Exchange Rates: During market hours (Monday to Friday), Revolut offers currency exchange at the real market rate with no added markup, up to a monthly limit on free plans.
- Multi-Currency Account: Users can hold balances in over 30 different currencies simultaneously, making it ideal for frequent travelers or those managing money across borders.
- Instant Peer-to-Peer Transfers: Sending money to other Revolut users anywhere in the world is instant and completely free.
Things to watch out for
- Weekend Exchange Fees: Revolut adds a markup (usually 1%) to all currency exchanges made on weekends (Saturdays and Sundays) when markets are closed.
- Limits on Free Plans: The standard free account has a rolling monthly limit for fee-free currency exchange; exceeding this limit incurs a fair usage fee unless you upgrade to a paid subscription tier.
- Customer Support Challenges: Due to its rapid growth and massive user base, some users report frustrations with relying on in-app chat support and automated bots to resolve complex account issues.
How to send money with Revolut
A quick walk-through of what it feels like to use Revolut from sign-up to delivery.
Create your account
Step 1: Open Account & Top Up. Download the app and verify your identity to open a multi-currency account. Load money into your account using a bank transfer, debit card, or Apple/Google Pay.
Set up your transfer
Step 2: Exchange Currency (Optional). Before sending, you can choose to convert your balance into the destination currency instantly within the app to lock in a specific rate.
Track & receive
Step 3: Select Recipient & Send. Tap "Send" and choose a recipient from your phone contacts (if they use Revolut) or enter external bank details. Enter the amount and confirm the transfer instantly.
Detailed ratings
How Revolut performs on the things that matter.
Rate Watch
Get notified when rates riseFind Best Rates
Never miss a great rate.
Set your target, and we'll email you the moment a provider hits it.
Compare Other Providers
View AllWhere are you sending money?
Compare the best rates instantly. No hidden fees.
Frequently Asked About Revolut
Understand how Revolut is rated on RateBuddy, how often we update their rates, and what to check before you send your first transfer.
Our goal is to give you a clean, unbiased picture of how Revolut performs for your route — including cost, speed, and customer experience.
Banks and old-school cash transfer brands are familiar, but they’re not always cheap or transparent. For this route, RateBuddy compares Revolut against those options on:
- Total cost: transfer fees plus exchange rate margin.
- Speed: how quickly money normally arrives for this payout type.
- Limits & flexibility: minimum/maximum amounts and supported methods.
When you see Revolut near the top of the table, it usually means they beat typical bank/cash-brand pricing on at least one of these dimensions — often more.
The RateBuddy rating is a quick “at-a-glance” score that summarizes how this provider performs on this route, based on:
- Cost: where their pricing sits vs. other providers we track.
- Reliability: consistency of delivery times and payout success.
- Customer feedback: a blend of external reviews and our own user insights.
It’s not financial advice, but a way to help you quickly spot strong all-round options before you dive into the detailed breakdowns on this page.
On this page, we may show selected external ratings (for example, from platforms like Google or Trustpilot) to give you a sense of real customer experience with Revolut.
- We don’t edit or cherry-pick those scores — they come from the original platforms.
- Where possible, we link out so you can read full, unfiltered reviews.
- Our own summaries sit on top of that data; they don’t replace it.
Think of RateBuddy as your comparison lens, and external review sites as your deep dive into day-to-day user experiences.
Some providers may choose to work with RateBuddy on sponsored placements or special offers. When that happens, we clearly label them as “Sponsored”.
- Sponsored status never changes the math of what your recipient receives.
- We still calculate total cost using the exact same methodology as for every other provider.
- Sponsorship may affect how prominently a provider is displayed — not the underlying data.
Our promise: you always see the real fees and rates, whether a provider is sponsored or not. You stay in control.
For this corridor, we aim to keep Revolut’s rates as fresh as possible using a mix of:
- Automated checks: our systems regularly pull or validate quotes.
- Routine refreshes: we re-run comparisons when markets move meaningfully.
- Provider changes: if a provider adjusts fees or products, we update accordingly.
Exchange rates move all day, so minor differences can still happen. For large transfers, always confirm the final rate and fee on Revolut’s own site/app before you confirm.
Small differences can appear for a few reasons:
- Live rate changes: FX markets can move between viewing RateBuddy and confirming on the provider’s site.
- Payment method: using a credit card vs. bank account can change fees or rates.
- Rounding & tiers: some providers use tiered pricing or round differently.
If you see a large or unexpected difference, consider taking a screenshot and contacting both the provider’s support and RateBuddy so we can investigate.
A quick 1-minute checklist can make your first transfer much smoother:
- Confirm the exact name of the recipient matches their ID/bank details.
- Review the fee + rate + total received right before you click “Confirm”.
- Check which documents or ID the provider may need for verification.
- Start with a small test transfer, then increase once you’re comfortable.
Once you’ve done one successful transfer with Revolut, you’ll know what to expect — and you can use RateBuddy to ensure they stay competitive over time.
What this page is for
A deeper look at Revolut on your specific route — beyond the basic comparison table.
- See how this provider is positioned vs. others for this corridor.
- View ratings, reviews, fees and speed in one place — not across many tabs.
- Learn what to watch for before sending your first larger transfer.
- Use it as a side-by-side lens when comparing multiple providers you like.
Send Money Like a Pro.
Stop losing money to bad exchange rates. Use our mobile-friendly tool to find the highest payout instantly.
- Compare Top Providers
- Real-Time Fee Check
- 100% Free Service