Odyssey® Visa Infinite Privilege*
Travel Rewards Low Interest Balance Transfer

Odyssey® Visa Infinite Privilege*

Desjardins Group Desjardins Group
Annual Fee $295
Purchase APR 11.90%
Cash Advance 12.90%

RateBuddy Verdict

The Good
  • Stellar 4% return on dining, entertainment, and transit, plus 3% on groceries.
  • Offers an exceptionally low 11.9% standard purchase interest rate, virtually unheard of for an ultra-premium rewards card.
  • Elite perks including 24/7 concierge service, luxury hotel benefits, and 12 complimentary lounge passes.
The Trade-offs
  • Requires a very high minimum income of $150,000 (personal) or $200,000 (household) to apply.
  • The annual fee is steep, particularly if you are not an existing Desjardins member ($395 vs. $295).

Rewards & Earnings

Groceries 3%
Dining 4%
Travel 3%
Base Rate 1.50%
Rewards Summary: • 4% in BONUSDOLLARS on Restaurants, Entertainment, and Alternative transportation • 3% in BONUSDOLLARS on Groceries • Up to 3% on Travel (capped at $25,000 annual spend) • 1.5% on all other purchases

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

Travel Medical Insurance
Travel Medical (up to 60 days)
Introductory 0% APR on Balance Transfers
Airport Lounge Access (12 Odyssey Passes + Visa Airport Companion)
Mobile Device Insurance
Mobile Device Insurance (Up to $1,500)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included (48 days)
Trip Cancellation/Interruption Insurance
Trip Cancellation included
Extended Warranty Insurance
Extended Warranty (Triples up to 2 extra years)
Purchase Security Insurance
Purchase Security (180 days)
Low Purchase Interest
Low Purchase Interest (11.9%)
Baggage Delay/Loss Insurance
Baggage Delay/Loss included

Insurance Coverage

• Comprehensive Travel Medical (up to 60 days, includes grandchildren) • Trip Cancellation & Upgraded Baggage Coverage • Auto Rental Collision and Loss Damage Insurance (up to 48 days) • Mobile Device Insurance (up to $1,500) • Purchase Protection (180 days) • Extended Warranty (Triples up to 2 additional years)

Rates, Fees & Eligibility

Purchase APR11.90%
Cash Advance APR12.90%
Annual Fee$295
Supplementary Card Fee$95
Grace Period21 days
Income Required Personal: $150,000
Household: $200,000
Recommended Credit Score—

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Filed Under

Travel Rewards Low Interest Balance Transfer
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