Additional promotion
Earn a total of 2.75% interest with qualifying direct deposits of $2,000/month. Shared room to deposit up to $500,000.
Chequing Account
CAD
CDIC Insured
EQ Bank
EQ Bank Joint Account
A hybrid joint account for up to 4 people. Acts like chequing and earns like savings with no monthly fees and unlimited transactions.
Rate up to
1%
Monthly fee
No monthly fee
Transactions
Unlimited
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
Promotional rate
1%
Promotional
- Compounding
- Monthly
- Calculation
- Daily Closing Balance
Total rate of 2.75% available with $2,000/month in qualifying recurring direct deposits.
COSTS
Fees and account limits
Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNo
Detailed fee schedule
| Fee | Amount | Frequency or allowance | Additional use |
|---|---|---|---|
| Interac e-Transfer FeeInterac e-Transfers are free. | - | Per Use | - |
| Out-of-Network ATM FeeFree withdrawals at any ATM in Canada; out-of-network surcharges are reimbursed. | - | Per Use | - |
ACCOUNT EXPERIENCE
Features and benefits
No Monthly Fees
Zero monthly banking fees.
Free Interac e-Transfers
Free Interac e-Transfers.
Unlimited Transactions
Unlimited transactions.
Online and Mobile Banking
Nationwide ATM fee reimbursement in Canada.
CDIC Insured
Eligible for CDIC protection.
WHO CAN APPLY
Eligibility and access
Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: Eligible for CDIC protection.
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with EQ Bank before opening the account.