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Chequing Account
CAD
CDIC Insured
National Bank of Canada
The Total® Chequing Account
Totally unlimited digital and in-person transactions and a range of value-added services.
Interest rate
0%
Monthly fee
$28.95/mo
Transactions
Unlimited
Minimum deposit
$0
CURRENT OFFERS
Promotions and account value
EARNINGS
Rates and interest details
Rate option 1
0%
- Compounding
- Monthly
- Calculation
- Daily Closing Balance
COSTS
Fees and account limits
Monthly fee$28.95/mo
Fee-waiver balance$6,000
Minimum deposit$0
Maximum depositNot listed
Included transactionsUnlimited
Bundled productNot specified
ACCOUNT EXPERIENCE
Features and benefits
Free Interac e-Transfers
Unlimited Interac e-Transfers included free of charge.
Unlimited Transactions
Unlimited digital and in-person transactions.
Access to No-Fee ATM Network
Unlimited use of Interac® & Cirrus® network ABMs in Canada free of charge, plus THE EXCHANGE® network.
Mobile Cheque Deposit
Mobile cheque deposit included.
Online and Mobile Banking
Newcomers get first cheque order free, and 12 months free legal advice via FBA Solutions.
Overdraft Protection Available
Overdraft protection included (Avoids the $5/day fee).
CDIC Insured
Eligible for CDIC Insurance.
WHO CAN APPLY
Eligibility and access
Minimum age14+
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified
CDIC Insured: Eligible for CDIC Insurance.
Students
Youth
Seniors
Newcomers
COVERAGE
Registration, networks and availability
Registration options
- NONREGNon-Registered
IMPORTANT INFORMATION
Terms and disclosures
Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with National Bank of Canada before opening the account.